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Get Cheap Car Insurance in Ellis Lake, Concord, CA
We monitor insurance prices, helping the average driver in Ellis Lake save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Ellis Lake
The chart below shows the cheapest car insurance company in Ellis Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Ellis Lake Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Ellis Lake Driver
Based on our extensive insurance data, we know the average Ellis Lake driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $722 per year by choosing the right vehicle insurance company. Some Ellis Lake residents are paying out over $2,259 extra every year for auto insurance in Ellis Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ellis Lake, Concord, CA Savings / Yr. |
|---|---|
$722 |
|
$1,323 |
|
$1,046 |
|
$1,839 |
|
$944 |
|
$410 |
|
$0 |
Ellis Lake Car Insurance vs. Concord
People living in Ellis Lake pay an average of 12.52% more than the typical driver in the state. The average driver in Ellis Lake can expect to pay about $1,058 per year, or $2,259 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Ellis Lake for most people.
Car Insurance Prices by Ellis Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Ellis Lake?
The map shows insurance prices in and around Ellis Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $126 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,305 to a low of $2,179. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Ellis Lake.Pick the Best Car Insurance Company for You in Ellis Lake
The best car insurance provider for most drivers in Ellis Lake
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $722 over the average Ellis Lake car insurance company.
The best car insurance provider for Ellis Lake drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,323 over the competition.
The best car insurance company for Ellis Lake drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,046 better than other car insurance companies.
The best auto insurance for Ellis Lake drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,839 less each year.
The least expensive car insurance company for new and young drivers in Ellis Lake
In Ellis Lake, State Farm costs young drivers $944 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ellis Lake
Progressive gave the largest car insurance discounts to married couples, averaging $410 saved each year compared to an average Ellis Lake couple's premiums.
The cheapest car insurance in Ellis Lake for drivers with bad credit
The best Ellis Lake car insurance company for customer service
Nationwide was the best company for customer service in Ellis Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Ellis Lake
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Ellis Lake driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ellis Lake, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Ellis Lake
What Influences the Cost of Car Insurance in Ellis Lake?
On average, car insurance in Ellis Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Ellis Lake is 44 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ellis Lake are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Ellis Lake is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ellis Lake is $88 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Concord: Insurance costs 0.09% more
- Cambridge Park: Insurance costs 3.23% less
- Pacheco-Martinez: Insurance costs 7.30% less
- Pleasant Valley: Insurance costs 4.03% less
- Northgate Area: Insurance costs 12.70% less
- Downtown Walnut Creek: Insurance costs 1.28% less
- Downtown Lafayette: Insurance costs 8.68% less
- Glencove: Insurance costs 3.81% less
- Merriwood: Insurance costs 10.98% less
- Piedmont Pines: Insurance costs 11.02% less
Neighborhoods with Similar Populations
- Woodbridge at Monte Viejo: Insurance costs 12.62% less
- Skybrook: Insurance costs 42.59% less
- Hopkins Fitch Grant: Insurance costs 11.07% more
- Browncroft: Insurance costs 2.12% less
- Belview Heights: Insurance costs 16.91% less
- Esprit: Insurance costs 21.91% more
- North Willow Farms: Insurance costs 43.56% less
- River Park: Insurance costs 9.92% less
- Hillside: Insurance costs 8.94% more
- Heather Ridge: Insurance costs 2.35% less