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Get Cheap Car Insurance in Merriwood, Oakland, CA
We monitor insurance prices, helping the average driver in Merriwood save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Merriwood
The chart below shows the cheapest car insurance company in Merriwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Merriwood Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Merriwood Driver
Based on our extensive insurance data, we know the average Merriwood driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $643 per year by choosing the right vehicle insurance company. Some Merriwood residents are paying out over $2,011 extra every year for auto insurance in Merriwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Merriwood, Oakland, CA Savings / Yr. |
|---|---|
$643 |
|
$1,178 |
|
$931 |
|
$1,636 |
|
$840 |
|
$365 |
|
$0 |
Merriwood Car Insurance vs. Oakland
People living in Merriwood pay an average of 0.14% more than the typical driver in the state. The average driver in Merriwood can expect to pay about $941 per year, or $2,011 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Merriwood for most people.
Car Insurance Prices by Merriwood Neighborhood
Insurance Prices
Where is insurance cheapest within Merriwood?
The map shows insurance prices in and around Merriwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $136 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,111 to a low of $1,975. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Merriwood.Pick the Best Car Insurance Company for You in Merriwood
The best car insurance provider for most drivers in Merriwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $643 over the average Merriwood car insurance company.
The best car insurance provider for Merriwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,178 over the competition.
The best car insurance company for Merriwood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $931 better than other car insurance companies.
The best auto insurance for Merriwood drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,636 less each year.
The least expensive car insurance company for new and young drivers in Merriwood
In Merriwood, State Farm costs young drivers $840 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Merriwood
Progressive gave the largest car insurance discounts to married couples, averaging $365 saved each year compared to an average Merriwood couple's premiums.
The cheapest car insurance in Merriwood for drivers with bad credit
The best Merriwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Merriwood
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Merriwood driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Merriwood, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Merriwood
What Influences the Cost of Car Insurance in Merriwood?
On average, car insurance in Merriwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Merriwood is 40 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Merriwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Merriwood has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Merriwood is $78 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Upper Rockridge: Insurance costs 2.04% more
- Montclair: Insurance costs 2.73% more
- Claremont: Insurance costs 1.79% more
- Rockridge: Insurance costs 9.40% more
- Piedmont Pines: Insurance costs 0.05% less
- Shafter: Insurance costs 13.87% more
- Piedmont Avenue: Insurance costs 9.75% more
- Fairview Park: Insurance costs 6.96% more
- Elmwood: Insurance costs 5.37% more
- Temescal: Insurance costs 15.51% more
Neighborhoods with Similar Populations
- Babcock: Insurance costs 30.53% more
- Wedgemere Historic District: Insurance costs 19.19% less
- Wayne State: Insurance costs 73.25% more
- Waterway Village: Insurance costs 39.93% more
- Sayles Boulevard Area: Insurance costs 16.26% less
- Saint Joseph: Insurance costs 11.54% more
- Miramar: Insurance costs 25.56% more
- Lakeview: Insurance costs 36.95% more
- Holden-Parramore: Insurance costs 54.80% more
- Glen Elder: Insurance costs 17.65% more