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Get Cheap Car Insurance in Claremont, Berkeley, CA
We monitor insurance prices, helping the average driver in Claremont save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Claremont
The chart below shows the cheapest car insurance company in Claremont for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Claremont Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Claremont Driver
Based on our extensive insurance data, we know the average Claremont driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $655 per year by choosing the right vehicle insurance company. Some Claremont residents are paying out over $2,047 extra every year for auto insurance in Claremont. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Claremont, Berkeley, CA Savings / Yr. |
|---|---|
$655 |
|
$1,199 |
|
$948 |
|
$1,666 |
|
$855 |
|
$371 |
|
$0 |
Claremont Car Insurance vs. Berkeley
People living in Claremont pay an average of 1.96% more than the typical driver in the state. The average driver in Claremont can expect to pay about $958 per year, or $2,047 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Claremont for most people.
Car Insurance Prices by Claremont Neighborhood
Insurance Prices
Where is insurance cheapest within Claremont?
The map shows insurance prices in and around Claremont, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $360 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,237 to a low of $1,877. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Claremont.Pick the Best Car Insurance Company for You in Claremont
The best car insurance provider for most drivers in Claremont
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $655 over the average Claremont car insurance company.
The best car insurance provider for Claremont drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,199 over the competition.
The best car insurance company for Claremont drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $948 better than other car insurance companies.
The best auto insurance for Claremont drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,666 less each year.
The least expensive car insurance company for new and young drivers in Claremont
In Claremont, State Farm costs young drivers $855 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Claremont
Progressive gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average Claremont couple's premiums.
The cheapest car insurance in Claremont for drivers with bad credit
The best Claremont car insurance company for customer service
Recent price drops
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The cheapest large national provider in Claremont
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Claremont driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Claremont, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Claremont
What Influences the Cost of Car Insurance in Claremont?
On average, car insurance in Claremont is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Claremont is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Claremont are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Claremont is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Claremont is $80 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Elmwood: Insurance costs 3.52% more
- Rockridge: Insurance costs 7.47% more
- Upper Rockridge: Insurance costs 0.24% more
- Fairview Park: Insurance costs 5.08% more
- Shafter: Insurance costs 11.87% more
- South Berkeley: Insurance costs 8.01% more
- Bushrod: Insurance costs 10.70% more
- Merriwood: Insurance costs 1.76% less
- Downtown Berkeley: Insurance costs 7.57% more
- Temescal: Insurance costs 13.48% more
Neighborhoods with Similar Populations
- Far North Dallas-Roanoke: Insurance costs 16.41% less
- Houghton: Insurance costs 23.55% less
- Hobart Circle Historic District: Insurance costs 46.65% less
- Highlands: Insurance costs 47.00% less
- Ten Hills: Insurance costs 0.73% less
- Terrace Hills: Insurance costs 15.19% less
- Triangle: Insurance costs 15.39% more
- Friends of Friedrich Wilderness Park: Insurance costs 17.83% less
- Turtle Ridge: Insurance costs 2.20% more
- Tyner Homes: Insurance costs 4.69% less