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Get Cheap Car Insurance in Turtle Ridge, Irvine, CA
We monitor insurance prices, helping the average driver in Turtle Ridge save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Turtle Ridge
The chart below shows the cheapest car insurance company in Turtle Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Turtle Ridge Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $66 |
Savings for Every Kind of Turtle Ridge Driver
Based on our extensive insurance data, we know the average Turtle Ridge driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $669 per year by choosing the right vehicle insurance company. Some Turtle Ridge residents are paying out over $2,092 extra every year for auto insurance in Turtle Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Turtle Ridge, Irvine, CA Savings / Yr. |
|---|---|
$669 |
|
$1,225 |
|
$969 |
|
$1,702 |
|
$874 |
|
$379 |
|
$0 |
Turtle Ridge Car Insurance vs. Irvine
People living in Turtle Ridge pay an average of 4.17% more than the typical driver in the state. The average driver in Turtle Ridge can expect to pay about $979 per year, or $2,092 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Turtle Ridge for most people.
Car Insurance Prices by Turtle Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Turtle Ridge?
The map shows insurance prices in and around Turtle Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $78 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,114 to a low of $2,036. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Turtle Ridge.Pick the Best Car Insurance Company for You in Turtle Ridge
The best car insurance provider for most drivers in Turtle Ridge
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $669 over the average Turtle Ridge car insurance company.
The best car insurance provider for Turtle Ridge drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,225 over the competition.
The best car insurance company for Turtle Ridge drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $969 better than other car insurance companies.
The best auto insurance for Turtle Ridge drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,702 less each year.
The least expensive car insurance company for new and young drivers in Turtle Ridge
In Turtle Ridge, State Farm costs young drivers $874 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Turtle Ridge
Progressive gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Turtle Ridge couple's premiums.
The cheapest car insurance in Turtle Ridge for drivers with bad credit
The best Turtle Ridge car insurance company for customer service
Nationwide was the best company for customer service in Turtle Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Turtle Ridge
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Turtle Ridge driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Turtle Ridge, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Turtle Ridge
What Influences the Cost of Car Insurance in Turtle Ridge?
On average, car insurance in Turtle Ridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Turtle Ridge is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Turtle Ridge are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Turtle Ridge is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Turtle Ridge is $82 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Turtle Rock: Insurance costs 0.14% less
- UC Irvine: Insurance costs 0.72% less
- University Town Center: Insurance costs 3.11% more
- University Park: Insurance costs 0.29% less
- Rancho San Joaquin: Insurance costs 8.27% more
- Quail Hill: Insurance costs 2.68% less
- Oak Creek: Insurance costs 1.48% more
- Woodbridge: Insurance costs 0.67% less
- Business District: Insurance costs 5.74% more
- Irvine Business Complex: Insurance costs 4.83% more
Neighborhoods with Similar Populations
- Wells-Goodfellow: Insurance costs 11.19% more
- Bayside: Insurance costs 49.76% more
- Blue Oaks: Insurance costs 3.15% less
- Briarfield: Insurance costs 36.04% less
- Brookside Glen: Insurance costs 11.81% less
- Browns Valley: Insurance costs 6.64% less
- Brunswick: Insurance costs 25.76% less
- Timber Ridge: Insurance costs 7.31% less
- Trowbridge Square: Insurance costs 2.01% more
- United Westwood: Insurance costs 3.44% less