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Get Cheap Car Insurance in Turtle Rock, Irvine, CA
We monitor insurance prices, helping the average driver in Turtle Rock save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Turtle Rock
The chart below shows the cheapest car insurance company in Turtle Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Turtle Rock Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Turtle Rock Driver
Based on our extensive insurance data, we know the average Turtle Rock driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $668 per year by choosing the right vehicle insurance company. Some Turtle Rock residents are paying out over $2,089 extra every year for auto insurance in Turtle Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Turtle Rock, Irvine, CA Savings / Yr. |
|---|---|
$668 |
|
$1,223 |
|
$967 |
|
$1,700 |
|
$873 |
|
$379 |
|
$0 |
Turtle Rock Car Insurance vs. Irvine
People living in Turtle Rock pay an average of 4.02% more than the typical driver in the state. The average driver in Turtle Rock can expect to pay about $978 per year, or $2,089 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Turtle Rock for most people.
Car Insurance Prices by Turtle Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Turtle Rock?
The map shows insurance prices in and around Turtle Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,189 to a low of $2,034. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Turtle Rock.Pick the Best Car Insurance Company for You in Turtle Rock
The best car insurance provider for most drivers in Turtle Rock
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $668 over the average Turtle Rock car insurance company.
The best car insurance provider for Turtle Rock drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,223 over the competition.
The best car insurance company for Turtle Rock drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $967 better than other car insurance companies.
The best auto insurance for Turtle Rock drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,700 less each year.
The least expensive car insurance company for new and young drivers in Turtle Rock
In Turtle Rock, State Farm costs young drivers $873 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Turtle Rock
Progressive gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Turtle Rock couple's premiums.
The cheapest car insurance in Turtle Rock for drivers with bad credit
The best Turtle Rock car insurance company for customer service
Nationwide was the best company for customer service in Turtle Rock according to the NAIC.
Recent price drops
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The cheapest large national provider in Turtle Rock
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Turtle Rock driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Turtle Rock, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Turtle Rock
What Influences the Cost of Car Insurance in Turtle Rock?
On average, car insurance in Turtle Rock is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Turtle Rock are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Turtle Rock is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Turtle Rock is $81 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- University Park: Insurance costs 0.14% less
- UC Irvine: Insurance costs 0.57% less
- Turtle Ridge: Insurance costs 0.14% more
- University Town Center: Insurance costs 3.26% more
- Rancho San Joaquin: Insurance costs 8.43% more
- Quail Hill: Insurance costs 2.54% less
- Oak Creek: Insurance costs 1.63% more
- Woodbridge: Insurance costs 0.53% less
- West Park: Insurance costs 0.67% more
- Irvine Business Complex: Insurance costs 4.98% more
Neighborhoods with Similar Populations
- Lauderdale Lakes West Gate: Insurance costs 68.55% more
- Woodlawn: Insurance costs 33.56% more
- Terrace: Insurance costs 11.20% more
- Muskego Way: Insurance costs 33.99% less
- Lynn-Highland Park: Insurance costs 11.49% more
- Adams Park: Insurance costs 12.11% more
- Highlands: Insurance costs 36.67% more
- Harvey Park: Insurance costs 3.69% more
- Harris-Houston: Insurance costs 31.64% less
- Harbour Pointe: Insurance costs 22.55% less