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Get Cheap Car Insurance in Woodbridge, Irvine, CA
We monitor insurance prices, helping the average driver in Woodbridge save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Woodbridge
The chart below shows the cheapest car insurance company in Woodbridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Woodbridge Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Woodbridge Driver
Based on our extensive insurance data, we know the average Woodbridge driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $664 per year by choosing the right vehicle insurance company. Some Woodbridge residents are paying out over $2,078 extra every year for auto insurance in Woodbridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Woodbridge, Irvine, CA Savings / Yr. |
|---|---|
$664 |
|
$1,217 |
|
$962 |
|
$1,691 |
|
$868 |
|
$377 |
|
$0 |
Woodbridge Car Insurance vs. Irvine
People living in Woodbridge pay an average of 3.49% more than the typical driver in the state. The average driver in Woodbridge can expect to pay about $973 per year, or $2,078 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Woodbridge for most people.
Car Insurance Prices by Woodbridge Neighborhood
Insurance Prices
Where is insurance cheapest within Woodbridge?
The map shows insurance prices in and around Woodbridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $262 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,170 to a low of $1,908. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Woodbridge.Pick the Best Car Insurance Company for You in Woodbridge
The best car insurance provider for most drivers in Woodbridge
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $664 over the average Woodbridge car insurance company.
The best car insurance provider for Woodbridge drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,217 over the competition.
The best car insurance company for Woodbridge drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $962 better than other car insurance companies.
The best auto insurance for Woodbridge drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,691 less each year.
The least expensive car insurance company for new and young drivers in Woodbridge
In Woodbridge, State Farm costs young drivers $868 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Woodbridge
Progressive gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average Woodbridge couple's premiums.
The cheapest car insurance in Woodbridge for drivers with bad credit
The best Woodbridge car insurance company for customer service
Nationwide was the best company for customer service in Woodbridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Woodbridge
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Woodbridge driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Woodbridge, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Woodbridge
What Influences the Cost of Car Insurance in Woodbridge?
On average, car insurance in Woodbridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Woodbridge are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Woodbridge is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Woodbridge is $81 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Park: Insurance costs 1.20% more
- Oak Creek: Insurance costs 2.17% more
- University Park: Insurance costs 0.38% more
- El Camino Real: Insurance costs 0.67% more
- Rancho San Joaquin: Insurance costs 9.00% more
- Walnut Village: Insurance costs 0.48% more
- Quail Hill: Insurance costs 2.02% less
- Irvine Business Complex: Insurance costs 5.53% more
- Turtle Rock: Insurance costs 0.53% more
- Business District: Insurance costs 6.45% more
Neighborhoods with Similar Populations
- Capitol Hill: Insurance costs 3.80% more
- South Norfolk: Insurance costs 38.31% less
- Oakland City: Insurance costs 13.19% more
- Old Northwest-West University: Insurance costs 3.03% more
- Oxon Hill-Glassmanor: Insurance costs 12.75% more
- Petworth: Insurance costs 15.50% more
- Pocket: Insurance costs 5.49% more
- Point Breeze-Philadelphia: Insurance costs 14.05% less
- Poplar-Ludlow-Yorktowne: Insurance costs 19.59% less
- Portar Ranch: Insurance costs 17.71% more