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Get Cheap Car Insurance in Browncroft, Rochester, NY
We monitor insurance prices, helping the average driver in Browncroft save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Browncroft
The chart below shows the cheapest car insurance company in Browncroft for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Browncroft Insurer | Monthly Cost |
|---|---|
| Kemper | $81 |
| Plymouth Rock Assurance | $108 |
| Safeco Insurance | $116 |
| Geico | $122 |
Savings for Every Kind of Browncroft Driver
Based on our extensive insurance data, we know the average Browncroft driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $659 per year by choosing the right vehicle insurance company. Some Browncroft residents are paying out over $2,211 extra every year for auto insurance in Browncroft. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Browncroft, Rochester, NY Savings / Yr. |
|---|---|
$659 |
|
$420 |
|
$840 |
|
$850 |
|
$2,082 |
|
$697 |
|
$1,110 |
Browncroft Car Insurance vs. Rochester
People living in Browncroft pay an average of 8.83% less than the typical driver in the state. The average driver in Browncroft can expect to pay about $1,604 per year, or $2,211 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Browncroft for most people.
Car Insurance Prices by Browncroft Neighborhood
Insurance Prices
Where is insurance cheapest within Browncroft?
The map shows insurance prices in and around Browncroft, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $161 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,252 to a low of $2,091. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Browncroft.Pick the Best Car Insurance Company for You in Browncroft
The best car insurance provider for most drivers in Browncroft
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $659 over the average Browncroft car insurance company.
The best car insurance provider for Browncroft drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $420 over the competition.
The best car insurance company for Browncroft drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $840 better than other car insurance companies.
The best auto insurance for Browncroft drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $850 less each year.
The least expensive car insurance company for new and young drivers in Browncroft
In Browncroft, Progressive costs young drivers $2,082 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Browncroft
Progressive gave the largest car insurance discounts to married couples, averaging $697 saved each year compared to an average Browncroft couple's premiums.
The cheapest car insurance in Browncroft for drivers with bad credit
The best Browncroft car insurance company for customer service
Nationwide was the best company for customer service in Browncroft according to the NAIC.
Recent price drops
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The cheapest large national provider in Browncroft
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Browncroft driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Browncroft, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Browncroft
What Influences the Cost of Car Insurance in Browncroft?
On average, car insurance in Browncroft is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Browncroft is 21 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Browncroft are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Browncroft has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Browncroft is $134 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Culver-Winton: Insurance costs 5.07% more
- Cobbs Hill: Insurance costs 3.08% less
- Beechwood: Insurance costs 24.69% more
- Homestead Heights: Insurance costs 16.69% more
- East Avenue: Insurance costs 3.57% more
- Park Avenue: Insurance costs 0.59% more
- Roselawn: Insurance costs 0.32% less
- Northland Lyceum: Insurance costs 13.39% more
- North Marketview Heights: Insurance costs 28.67% more
- South Marketview Heights: Insurance costs 28.54% more
Neighborhoods with Similar Populations
- Nearnorthwest: Insurance costs 34.60% less
- Dahlman: Insurance costs 34.28% less
- The Woodlands: Insurance costs 6.38% more
- Downtown Nashua: Insurance costs 41.61% less
- Third Ward: Insurance costs 43.06% less
- Troutman Park: Insurance costs 19.27% less
- Doling: Insurance costs 16.42% less
- Doffing: Insurance costs 16.01% less
- Twin Rivers Beach: Insurance costs 7.51% more
- Crooked River Ranch: Insurance costs 33.74% less