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Get Cheap Car Insurance in Homestead Heights, Rochester, NY
We monitor insurance prices, helping the average driver in Homestead Heights save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Homestead Heights
The chart below shows the cheapest car insurance company in Homestead Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Homestead Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $95 |
| Plymouth Rock Assurance | $126 |
| Safeco Insurance | $136 |
| Geico | $142 |
Savings for Every Kind of Homestead Heights Driver
Based on our extensive insurance data, we know the average Homestead Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $769 per year by choosing the right vehicle insurance company. Some Homestead Heights residents are paying out over $2,580 extra every year for auto insurance in Homestead Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Homestead Heights, Rochester, NY Savings / Yr. |
|---|---|
$769 |
|
$491 |
|
$980 |
|
$992 |
|
$2,429 |
|
$813 |
|
$1,295 |
Homestead Heights Car Insurance vs. Rochester
People living in Homestead Heights pay an average of 6.41% more than the typical driver in the state. The average driver in Homestead Heights can expect to pay about $1,872 per year, or $2,580 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Homestead Heights for most people.
Car Insurance Prices by Homestead Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Homestead Heights?
The map shows insurance prices in and around Homestead Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $717 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,927 to a low of $2,210. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Homestead Heights.Pick the Best Car Insurance Company for You in Homestead Heights
The best car insurance provider for most drivers in Homestead Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $769 over the average Homestead Heights car insurance company.
The best car insurance provider for Homestead Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $491 over the competition.
The best car insurance company for Homestead Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $980 better than other car insurance companies.
The best auto insurance for Homestead Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $992 less each year.
The least expensive car insurance company for new and young drivers in Homestead Heights
In Homestead Heights, Progressive costs young drivers $2,429 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Homestead Heights
Progressive gave the largest car insurance discounts to married couples, averaging $813 saved each year compared to an average Homestead Heights couple's premiums.
The cheapest car insurance in Homestead Heights for drivers with bad credit
The best Homestead Heights car insurance company for customer service
Nationwide was the best company for customer service in Homestead Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Homestead Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Homestead Heights driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Homestead Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Homestead Heights
What Influences the Cost of Car Insurance in Homestead Heights?
On average, car insurance in Homestead Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Homestead Heights are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Homestead Heights is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Homestead Heights is $156 per month for minimum coverage and $215 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Beechwood: Insurance costs 6.86% more
- Northland Lyceum: Insurance costs 2.83% less
- North Marketview Heights: Insurance costs 10.27% more
- Culver-Winton: Insurance costs 9.96% less
- South Marketview Heights: Insurance costs 10.16% more
- Browncroft: Insurance costs 14.30% less
- East Avenue: Insurance costs 11.24% less
- Park Avenue: Insurance costs 13.80% less
- Group 14621: Insurance costs 10.16% more
- Upper Falls: Insurance costs 14.77% more
Neighborhoods with Similar Populations
- Genesee-Jefferson: Insurance costs 15.54% more
- Thorpe Westwood: Insurance costs 49.07% less
- Third World: Insurance costs 22.21% less
- The Plot: Insurance costs 45.78% less
- Six Corners: Insurance costs 2.36% less
- Highlands: Insurance costs 45.04% less
- Gresham-Northeast: Insurance costs 29.81% less
- Greek Track: Insurance costs 14.84% less
- Gravois Park: Insurance costs 11.36% less
- Genesee Moselle: Insurance costs 17.83% more