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Get Cheap Car Insurance in Thorpe Westwood, Spokane, WA
We monitor insurance prices, helping the average driver in Thorpe Westwood save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Thorpe Westwood
The chart below shows the cheapest car insurance company in Thorpe Westwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Thorpe Westwood Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| State Farm | $51 |
| Progressive | $56 |
| Geico | $60 |
Savings for Every Kind of Thorpe Westwood Driver
Based on our extensive insurance data, we know the average Thorpe Westwood driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $385 per year by choosing the right vehicle insurance company. Some Thorpe Westwood residents are paying out over $1,314 extra every year for auto insurance in Thorpe Westwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Thorpe Westwood, Spokane, WA Savings / Yr. |
|---|---|
$385 |
|
$679 |
|
$489 |
|
$371 |
|
$1,406 |
|
$266 |
|
$456 |
Thorpe Westwood Car Insurance vs. Spokane
People living in Thorpe Westwood pay an average of 6.43% less than the typical driver in the state. The average driver in Thorpe Westwood can expect to pay about $790 per year, or $1,314 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Thorpe Westwood for most people.
Car Insurance Prices by Thorpe Westwood Neighborhood
Insurance Prices
Where is insurance cheapest within Thorpe Westwood?
The map shows insurance prices in and around Thorpe Westwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $222 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,523 to a low of $1,301. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Thorpe Westwood.Pick the Best Car Insurance Company for You in Thorpe Westwood
The best car insurance provider for most drivers in Thorpe Westwood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $385 over the average Thorpe Westwood car insurance company.
The best car insurance provider for Thorpe Westwood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $679 over the competition.
The best car insurance company for Thorpe Westwood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $489 better than other car insurance companies.
The best auto insurance for Thorpe Westwood drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $371 less each year.
The least expensive car insurance company for new and young drivers in Thorpe Westwood
In Thorpe Westwood, State Farm costs young drivers $1,406 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Thorpe Westwood
State Farm gave the largest car insurance discounts to married couples, averaging $266 saved each year compared to an average Thorpe Westwood couple's premiums.
The cheapest car insurance in Thorpe Westwood for drivers with bad credit
The best Thorpe Westwood car insurance company for customer service
Nationwide was the best company for customer service in Thorpe Westwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Thorpe Westwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Thorpe Westwood driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Thorpe Westwood, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Thorpe Westwood
What Influences the Cost of Car Insurance in Thorpe Westwood?
On average, car insurance in Thorpe Westwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Thorpe Westwood is 23 minutes, which is far less than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Thorpe Westwood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Thorpe Westwood is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Thorpe Westwood is $66 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Latah Valley: Insurance costs 2.13% more
- Manitocannon Hill: Insurance costs 3.88% more
- Cliffcannon: Insurance costs 10.50% more
- Comstock: Insurance costs 5.10% more
- Riverside: Insurance costs 26.03% more
- Rockwood: Insurance costs 4.64% more
- West Central: Insurance costs 12.94% more
- Moran Prairie: Insurance costs 7.61% more
- East Central: Insurance costs 13.55% more
- Emerson Garfield: Insurance costs 8.07% more
Neighborhoods with Similar Populations
- Homestead Heights: Insurance costs 96.35% more
- Spring Park: Insurance costs 100.30% more
- South Shore of Wellington: Insurance costs 130.37% more
- South Poplar: Insurance costs 18.19% more
- Six Corners: Insurance costs 91.70% more
- Las Lomas: Insurance costs 50.91% more
- Lansingville: Insurance costs 6.47% less
- Lafayette Park: Insurance costs 184.78% more
- Kensington: Insurance costs 54.41% more
- John Ball Park: Insurance costs 121.31% more