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Get Cheap Car Insurance in Las Lomas, Laredo, TX
We monitor insurance prices, helping the average driver in Las Lomas save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Las Lomas
The chart below shows the cheapest car insurance company in Las Lomas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Las Lomas Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $67 |
| Progressive | $69 |
| State Farm | $74 |
Savings for Every Kind of Las Lomas Driver
Based on our extensive insurance data, we know the average Las Lomas driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some Las Lomas residents are paying out over $1,983 extra every year for auto insurance in Las Lomas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Las Lomas, Laredo, TX Savings / Yr. |
|---|---|
$408 |
|
$934 |
|
$823 |
|
$943 |
|
$1,435 |
|
$542 |
|
$593 |
Las Lomas Car Insurance vs. Laredo
People living in Las Lomas pay an average of 1.50% more than the typical driver in the state. The average driver in Las Lomas can expect to pay about $1,182 per year, or $1,983 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Las Lomas for most people.
Car Insurance Prices by Las Lomas Neighborhood
Insurance Prices
Where is insurance cheapest within Las Lomas?
The map shows insurance prices in and around Las Lomas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $164 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,076 to a low of $1,912. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Las Lomas.Pick the Best Car Insurance Company for You in Las Lomas
The best car insurance provider for most drivers in Las Lomas
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $408 over the average Las Lomas car insurance company.
The best car insurance provider for Las Lomas drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $934 over the competition.
The best car insurance company for Las Lomas drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $823 better than other car insurance companies.
The best auto insurance for Las Lomas drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $943 less each year.
The least expensive car insurance company for new and young drivers in Las Lomas
In Las Lomas, State Farm costs young drivers $1,435 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Las Lomas
State Farm gave the largest car insurance discounts to married couples, averaging $542 saved each year compared to an average Las Lomas couple's premiums.
The cheapest car insurance in Las Lomas for drivers with bad credit
The best Las Lomas car insurance company for customer service
Recent price drops
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The cheapest large national provider in Las Lomas
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Las Lomas driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Las Lomas, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Las Lomas
What Influences the Cost of Car Insurance in Las Lomas?
On average, car insurance in Las Lomas is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Las Lomas are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Las Lomas is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Las Lomas is $98 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Heights: Insurance costs 1.36% less
- Las Cruces: Insurance costs 0.10% less
- Ghost Town: Insurance costs 4.03% less
- El Trece: Insurance costs 1.26% more
- Calton Gardens: Insurance costs 3.33% less
- Santo Nino: Insurance costs 3.28% more
- Santa Fe: Insurance costs 0.15% more
- San Isidro: Insurance costs 11.14% less
- San Pedro: Insurance costs 5.70% less
- Calallen: Insurance costs 12.00% less
Neighborhoods with Similar Populations
- Six Corners: Insurance costs 27.03% more
- Oak Hills: Insurance costs 4.19% less
- Owings Mills New Town: Insurance costs 10.49% more
- Ridge: Insurance costs 2.52% less
- River Park: Insurance costs 34.14% more
- Rosemont: Insurance costs 26.63% less
- Selby-on-the-Bay: Insurance costs 7.46% less
- Sharon: Insurance costs 29.80% less
- Sharp Park: Insurance costs 3.93% more
- North Ukiah: Insurance costs 0.20% more