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Get Cheap Car Insurance in Latah Valley, Spokane, WA
We monitor insurance prices, helping the average driver in Latah Valley save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Latah Valley
The chart below shows the cheapest car insurance company in Latah Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Latah Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| State Farm | $52 |
| Progressive | $57 |
| Geico | $62 |
Savings for Every Kind of Latah Valley Driver
Based on our extensive insurance data, we know the average Latah Valley driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $393 per year by choosing the right vehicle insurance company. Some Latah Valley residents are paying out over $1,342 extra every year for auto insurance in Latah Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Latah Valley, Spokane, WA Savings / Yr. |
|---|---|
$393 |
|
$694 |
|
$500 |
|
$379 |
|
$1,437 |
|
$271 |
|
$465 |
Latah Valley Car Insurance vs. Spokane
People living in Latah Valley pay an average of 4.42% less than the typical driver in the state. The average driver in Latah Valley can expect to pay about $807 per year, or $1,342 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Latah Valley for most people.
Car Insurance Prices by Latah Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Latah Valley?
The map shows insurance prices in and around Latah Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $334 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,643 to a low of $1,309. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Latah Valley.Pick the Best Car Insurance Company for You in Latah Valley
The best car insurance provider for most drivers in Latah Valley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $393 over the average Latah Valley car insurance company.
The best car insurance provider for Latah Valley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $694 over the competition.
The best car insurance company for Latah Valley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $500 better than other car insurance companies.
The best auto insurance for Latah Valley drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $379 less each year.
The least expensive car insurance company for new and young drivers in Latah Valley
In Latah Valley, State Farm costs young drivers $1,437 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Latah Valley
State Farm gave the largest car insurance discounts to married couples, averaging $271 saved each year compared to an average Latah Valley couple's premiums.
The cheapest car insurance in Latah Valley for drivers with bad credit
The best Latah Valley car insurance company for customer service
Nationwide was the best company for customer service in Latah Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Latah Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Latah Valley driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Latah Valley, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Latah Valley
What Influences the Cost of Car Insurance in Latah Valley?
On average, car insurance in Latah Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Latah Valley is 24 minutes, which is far less than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Latah Valley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Latah Valley is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Latah Valley is $67 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Comstock: Insurance costs 2.91% more
- Manitocannon Hill: Insurance costs 1.71% more
- Rockwood: Insurance costs 2.46% more
- Thorpe Westwood: Insurance costs 2.09% less
- Cliffcannon: Insurance costs 8.20% more
- Moran Prairie: Insurance costs 5.37% more
- Lincoln Heights: Insurance costs 5.89% more
- Riverside: Insurance costs 23.40% more
- East Central: Insurance costs 11.18% more
- West Central: Insurance costs 10.58% more
Neighborhoods with Similar Populations
- University District: Insurance costs 29.88% more
- Country Club Hills Lakeshore Shops: Insurance costs 144.78% more
- Country Squire Estates: Insurance costs 17.66% more
- Crossroads: Insurance costs 25.78% more
- Curtis: Insurance costs 74.29% more
- Lake Frederica: Insurance costs 128.99% more
- Southside Columbus: Insurance costs 11.33% less
- Sovana: Insurance costs 100.89% more
- The Avenues: Insurance costs 5.96% more
- Annex: Insurance costs 81.45% more