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Get Cheap Car Insurance in Lake Frederica, Orlando, FL
We monitor insurance prices, helping the average driver in Lake Frederica save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lake Frederica
The chart below shows the cheapest car insurance company in Lake Frederica for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lake Frederica Insurer | Monthly Cost |
|---|---|
| Geico | $147 |
| State Farm | $156 |
| Gainsco | $203 |
| Bristol West | $203 |
Savings for Every Kind of Lake Frederica Driver
Based on our extensive insurance data, we know the average Lake Frederica driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $899 per year by choosing the right vehicle insurance company. Some Lake Frederica residents are paying out over $3,073 extra every year for auto insurance in Lake Frederica. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Frederica, Orlando, FL Savings / Yr. |
|---|---|
$899 |
|
$1,320 |
|
$1,016 |
|
$1,005 |
|
$3,193 |
|
$872 |
|
$1,271 |
Lake Frederica Car Insurance vs. Orlando
People living in Lake Frederica pay an average of 16.33% more than the typical driver in the state. The average driver in Lake Frederica can expect to pay about $2,806 per year, or $3,073 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lake Frederica for most people.
Car Insurance Prices by Lake Frederica Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Frederica?
The map shows insurance prices in and around Lake Frederica, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $368 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,130 to a low of $2,762. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Lake Frederica.Pick the Best Car Insurance Company for You in Lake Frederica
The best car insurance provider for most drivers in Lake Frederica
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $899 over the average Lake Frederica car insurance company.
The best car insurance provider for Lake Frederica drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,320 over the competition.
The best car insurance company for Lake Frederica drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,016 better than other car insurance companies.
The best auto insurance for Lake Frederica drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,005 less each year.
The least expensive car insurance company for new and young drivers in Lake Frederica
In Lake Frederica, Geico costs young drivers $3,193 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Frederica
Geico gave the largest car insurance discounts to married couples, averaging $872 saved each year compared to an average Lake Frederica couple's premiums.
The cheapest car insurance in Lake Frederica for drivers with bad credit
The best Lake Frederica car insurance company for customer service
Allstate was the best company for customer service in Lake Frederica according to the NAIC.
Recent price drops
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The cheapest large national provider in Lake Frederica
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lake Frederica driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Frederica, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lake Frederica
What Influences the Cost of Car Insurance in Lake Frederica?
On average, car insurance in Lake Frederica is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lake Frederica is 32 minutes, which is about the national average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Frederica are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Lake Frederica is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Frederica is $234 per month for minimum coverage and $256 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ventura: Insurance costs 3.16% less
- South Semoran: Insurance costs 5.11% less
- Englewood Park: Insurance costs 3.06% less
- Mariners Village: Insurance costs 9.05% less
- Conway: Insurance costs 10.87% less
- Hibiscus: Insurance costs 2.54% less
- Airport North: Insurance costs 3.71% less
- Woodlands-Orlando: Insurance costs 4.62% less
- Wadeview Park: Insurance costs 13.47% less
- Vista East: Insurance costs 11.78% less
Neighborhoods with Similar Populations
- The Arts District: Insurance costs 50.11% less
- Heights: Insurance costs 42.27% less
- Latah Valley: Insurance costs 56.33% less
- Lincoln Creek: Insurance costs 52.91% less
- Logan: Insurance costs 8.62% more
- Long Meadow Farms: Insurance costs 42.60% less
- Milton Upper Mills: Insurance costs 34.56% less
- North East: Insurance costs 23.36% less
- North Main: Insurance costs 48.00% less
- Roselawn: Insurance costs 56.82% less