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Get Cheap Car Insurance in Moran Prairie, Spokane, WA
We monitor insurance prices, helping the average driver in Moran Prairie save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Moran Prairie
The chart below shows the cheapest car insurance company in Moran Prairie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Moran Prairie Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| State Farm | $54 |
| Progressive | $60 |
| Geico | $65 |
Savings for Every Kind of Moran Prairie Driver
Based on our extensive insurance data, we know the average Moran Prairie driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Moran Prairie residents are paying out over $1,414 extra every year for auto insurance in Moran Prairie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Moran Prairie, Spokane, WA Savings / Yr. |
|---|---|
$414 |
|
$731 |
|
$527 |
|
$399 |
|
$1,514 |
|
$286 |
|
$490 |
Moran Prairie Car Insurance vs. Spokane
People living in Moran Prairie pay an average of 0.71% more than the typical driver in the state. The average driver in Moran Prairie can expect to pay about $850 per year, or $1,414 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Moran Prairie for most people.
Car Insurance Prices by Moran Prairie Neighborhood
Insurance Prices
Where is insurance cheapest within Moran Prairie?
The map shows insurance prices in and around Moran Prairie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $173 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,513 to a low of $1,340. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Moran Prairie.Pick the Best Car Insurance Company for You in Moran Prairie
The best car insurance provider for most drivers in Moran Prairie
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $414 over the average Moran Prairie car insurance company.
The best car insurance provider for Moran Prairie drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $731 over the competition.
The best car insurance company for Moran Prairie drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $527 better than other car insurance companies.
The best auto insurance for Moran Prairie drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $399 less each year.
The least expensive car insurance company for new and young drivers in Moran Prairie
In Moran Prairie, State Farm costs young drivers $1,514 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Moran Prairie
State Farm gave the largest car insurance discounts to married couples, averaging $286 saved each year compared to an average Moran Prairie couple's premiums.
The cheapest car insurance in Moran Prairie for drivers with bad credit
The best Moran Prairie car insurance company for customer service
Nationwide was the best company for customer service in Moran Prairie according to the NAIC.
Recent price drops
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The cheapest large national provider in Moran Prairie
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Moran Prairie driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Moran Prairie, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Moran Prairie
What Influences the Cost of Car Insurance in Moran Prairie?
On average, car insurance in Moran Prairie is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Moran Prairie are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Moran Prairie is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Moran Prairie is $71 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lincoln Heights: Insurance costs 0.50% more
- Comstock: Insurance costs 2.33% less
- Rockwood: Insurance costs 2.76% less
- East Central: Insurance costs 5.52% more
- Latah Valley: Insurance costs 5.09% less
- Manitocannon Hill: Insurance costs 3.47% less
- Cliffcannon: Insurance costs 2.69% more
- Riverside: Insurance costs 17.11% more
- Chief Garry Park: Insurance costs 9.48% more
- Logan: Insurance costs 1.20% more
Neighborhoods with Similar Populations
- Old Everett: Insurance costs 114.92% more
- Mt Pleasant: Insurance costs 2.97% less
- Myers Park: Insurance costs 10.89% less
- Naglee Park: Insurance costs 53.32% more
- Near East: Insurance costs 3.47% less
- Neighbors Southwest: Insurance costs 17.54% more
- Nevin: Insurance costs 79.77% more
- New Downtown: Insurance costs 67.19% more
- North and East: Insurance costs 61.95% more
- North Coconut Grove: Insurance costs 117.26% more