Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North and East, Richmond, CA
We monitor insurance prices, helping the average driver in North and East save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in North and East
The chart below shows the cheapest car insurance company in North and East for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| North and East Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $65 |
| Progressive | $69 |
| Travelers | $72 |
Savings for Every Kind of North and East Driver
Based on our extensive insurance data, we know the average North and East driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $732 per year by choosing the right vehicle insurance company. Some North and East residents are paying out over $2,290 extra every year for auto insurance in North and East. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North and East, Richmond, CA Savings / Yr. |
|---|---|
$732 |
|
$1,341 |
|
$1,061 |
|
$1,864 |
|
$957 |
|
$415 |
|
$0 |
North and East Car Insurance vs. Richmond
People living in North and East pay an average of 14.05% more than the typical driver in the state. The average driver in North and East can expect to pay about $1,072 per year, or $2,290 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North and East for most people.
Car Insurance Prices by North and East Neighborhood
Insurance Prices
Where is insurance cheapest within North and East?
The map shows insurance prices in and around North and East, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $348 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,460 to a low of $2,112. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of North and East.Pick the Best Car Insurance Company for You in North and East
The best car insurance provider for most drivers in North and East
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $732 over the average North and East car insurance company.
The best car insurance provider for North and East drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,341 over the competition.
The best car insurance company for North and East drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,061 better than other car insurance companies.
The best auto insurance for North and East drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,864 less each year.
The least expensive car insurance company for new and young drivers in North and East
In North and East, State Farm costs young drivers $957 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North and East
Progressive gave the largest car insurance discounts to married couples, averaging $415 saved each year compared to an average North and East couple's premiums.
The cheapest car insurance in North and East for drivers with bad credit
The best North and East car insurance company for customer service
Nationwide was the best company for customer service in North and East according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North and East, which was better than other insurers.
The cheapest large national provider in North and East
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average North and East driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North and East, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North and East
What Influences the Cost of Car Insurance in North and East?
On average, car insurance in North and East is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North and East is 44 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North and East are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- North and East is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North and East is $89 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Belding Woods: Insurance costs 3.06% more
- East Richmond: Insurance costs 3.28% less
- Iron Triangle: Insurance costs 4.98% more
- Cortez-Stege: Insurance costs 5.28% more
- Coronado: Insurance costs 5.02% more
- Fairmede-Hilltop: Insurance costs 3.93% more
- Atchison Woods: Insurance costs 4.76% more
- Richmond Annex: Insurance costs 4.19% less
- Point Richmond: Insurance costs 4.10% less
- Tara Hills: Insurance costs 3.49% less
Neighborhoods with Similar Populations
- Washington Park: Insurance costs 9.08% less
- Egger Highlands: Insurance costs 8.21% less
- Glenville: Insurance costs 38.78% less
- Jenkins-Pinecroft: Insurance costs 28.86% more
- River Mountain: Insurance costs 23.89% less
- Baldwin Park: Insurance costs 13.93% more
- North West Long Beach: Insurance costs 5.41% more
- Windyke-Southwind: Insurance costs 32.93% less
- St. Francis: Insurance costs 5.59% less
- South Semoran: Insurance costs 27.34% more