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Get Cheap Car Insurance in Coronado, Richmond, CA
We monitor insurance prices, helping the average driver in Coronado save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Coronado
The chart below shows the cheapest car insurance company in Coronado for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Coronado Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| Geico | $68 |
| Progressive | $73 |
| Travelers | $75 |
Savings for Every Kind of Coronado Driver
Based on our extensive insurance data, we know the average Coronado driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $769 per year by choosing the right vehicle insurance company. Some Coronado residents are paying out over $2,405 extra every year for auto insurance in Coronado. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Coronado, Richmond, CA Savings / Yr. |
|---|---|
$769 |
|
$1,408 |
|
$1,114 |
|
$1,957 |
|
$1,005 |
|
$436 |
|
$0 |
Coronado Car Insurance vs. Richmond
People living in Coronado pay an average of 19.76% more than the typical driver in the state. The average driver in Coronado can expect to pay about $1,126 per year, or $2,405 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Coronado for most people.
Car Insurance Prices by Coronado Neighborhood
Insurance Prices
Where is insurance cheapest within Coronado?
The map shows insurance prices in and around Coronado, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $144 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,471 to a low of $2,327. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Coronado.Pick the Best Car Insurance Company for You in Coronado
The best car insurance provider for most drivers in Coronado
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $769 over the average Coronado car insurance company.
The best car insurance provider for Coronado drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,408 over the competition.
The best car insurance company for Coronado drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,114 better than other car insurance companies.
The best auto insurance for Coronado drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,957 less each year.
The least expensive car insurance company for new and young drivers in Coronado
In Coronado, State Farm costs young drivers $1,005 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Coronado
Progressive gave the largest car insurance discounts to married couples, averaging $436 saved each year compared to an average Coronado couple's premiums.
The cheapest car insurance in Coronado for drivers with bad credit
The best Coronado car insurance company for customer service
Recent price drops
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The cheapest large national provider in Coronado
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Coronado driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coronado, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Coronado
What Influences the Cost of Car Insurance in Coronado?
On average, car insurance in Coronado is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Coronado is 37 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Coronado are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Coronado has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Coronado is $94 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cortez-Stege: Insurance costs 0.25% more
- Atchison Woods: Insurance costs 0.25% less
- Iron Triangle: Insurance costs 0.04% less
- Belding Woods: Insurance costs 1.87% less
- North and East: Insurance costs 4.78% less
- Point Richmond: Insurance costs 8.69% less
- East Richmond: Insurance costs 7.90% less
- Richmond Annex: Insurance costs 8.77% less
- Fairmede-Hilltop: Insurance costs 1.04% less
- Kensington-San Francisco: Insurance costs 15.30% less
Neighborhoods with Similar Populations
- Yuma Townsite: Insurance costs 26.44% less
- Bonhamtown: Insurance costs 17.59% less
- West End Park: Insurance costs 18.96% less
- West Side: Insurance costs 34.14% less
- Westies: Insurance costs 52.22% less
- Bayswater: Insurance costs 44.28% less
- Bay Colony: Insurance costs 28.36% more
- Aviation: Insurance costs 68.44% more
- Assumption Parish: Insurance costs 7.19% less
- Yorkwood: Insurance costs 25.45% less