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Get Cheap Car Insurance in Kensington-San Francisco, Berkeley, CA
We monitor insurance prices, helping the average driver in Kensington-San Francisco save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Kensington-San Francisco
The chart below shows the cheapest car insurance company in Kensington-San Francisco for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Kensington-San Francisco Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Kensington-San Francisco Driver
Based on our extensive insurance data, we know the average Kensington-San Francisco driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $651 per year by choosing the right vehicle insurance company. Some Kensington-San Francisco residents are paying out over $2,037 extra every year for auto insurance in Kensington-San Francisco. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kensington-San Francisco, Berkeley, CA Savings / Yr. |
|---|---|
$651 |
|
$1,193 |
|
$943 |
|
$1,657 |
|
$851 |
|
$369 |
|
$0 |
Kensington-San Francisco Car Insurance vs. Berkeley
People living in Kensington-San Francisco pay an average of 1.43% more than the typical driver in the state. The average driver in Kensington-San Francisco can expect to pay about $953 per year, or $2,037 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Kensington-San Francisco for most people.
Car Insurance Prices by Kensington-San Francisco Neighborhood
Insurance Prices
Where is insurance cheapest within Kensington-San Francisco?
The map shows insurance prices in and around Kensington-San Francisco, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $301 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,209 to a low of $1,908. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Kensington-San Francisco.Pick the Best Car Insurance Company for You in Kensington-San Francisco
The best car insurance provider for most drivers in Kensington-San Francisco
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $651 over the average Kensington-San Francisco car insurance company.
The best car insurance provider for Kensington-San Francisco drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,193 over the competition.
The best car insurance company for Kensington-San Francisco drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $943 better than other car insurance companies.
The best auto insurance for Kensington-San Francisco drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,657 less each year.
The least expensive car insurance company for new and young drivers in Kensington-San Francisco
In Kensington-San Francisco, State Farm costs young drivers $851 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kensington-San Francisco
Progressive gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average Kensington-San Francisco couple's premiums.
The cheapest car insurance in Kensington-San Francisco for drivers with bad credit
The best Kensington-San Francisco car insurance company for customer service
Nationwide was the best company for customer service in Kensington-San Francisco according to the NAIC.
Recent price drops
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The cheapest large national provider in Kensington-San Francisco
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Kensington-San Francisco driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kensington-San Francisco, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Kensington-San Francisco
What Influences the Cost of Car Insurance in Kensington-San Francisco?
On average, car insurance in Kensington-San Francisco is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Kensington-San Francisco is 46 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kensington-San Francisco are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Kensington-San Francisco is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kensington-San Francisco is $79 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Thousand Oaks: Insurance costs 3.98% less
- Berkeley Hills: Insurance costs 1.52% less
- Richmond Annex: Insurance costs 7.71% more
- Westbrae: Insurance costs 1.96% more
- North Berkeley: Insurance costs 3.44% more
- Northwest Berkeley: Insurance costs 6.92% more
- Central Berkeley: Insurance costs 5.45% more
- Downtown Berkeley: Insurance costs 8.10% more
- SouthWest Berkeley: Insurance costs 10.80% more
- East Richmond: Insurance costs 8.74% more
Neighborhoods with Similar Populations
- Angels Triangle: Insurance costs 2.60% less
- Avondale: Insurance costs 15.56% more
- Westside Development: Insurance costs 9.47% less
- Mullford Gardens: Insurance costs 9.87% more
- NE-Sterling: Insurance costs 14.48% more
- Near Eastside: Insurance costs 32.65% more
- New Horizons: Insurance costs 15.17% more
- Newland: Insurance costs 6.68% more
- Nollville: Insurance costs 27.74% less
- Norkirk: Insurance costs 22.48% less