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Get Cheap Car Insurance in SouthWest Berkeley, Berkeley, CA
We monitor insurance prices, helping the average driver in SouthWest Berkeley save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in SouthWest Berkeley
The chart below shows the cheapest car insurance company in SouthWest Berkeley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| SouthWest Berkeley Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $68 |
| Travelers | $71 |
Savings for Every Kind of SouthWest Berkeley Driver
Based on our extensive insurance data, we know the average SouthWest Berkeley driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $722 per year by choosing the right vehicle insurance company. Some SouthWest Berkeley residents are paying out over $2,257 extra every year for auto insurance in SouthWest Berkeley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
SouthWest Berkeley, Berkeley, CA Savings / Yr. |
|---|---|
$722 |
|
$1,322 |
|
$1,045 |
|
$1,837 |
|
$943 |
|
$409 |
|
$0 |
SouthWest Berkeley Car Insurance vs. Berkeley
People living in SouthWest Berkeley pay an average of 12.41% more than the typical driver in the state. The average driver in SouthWest Berkeley can expect to pay about $1,057 per year, or $2,257 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in SouthWest Berkeley for most people.
Car Insurance Prices by SouthWest Berkeley Neighborhood
Insurance Prices
Where is insurance cheapest within SouthWest Berkeley?
The map shows insurance prices in and around SouthWest Berkeley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $476 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,426 to a low of $1,950. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of SouthWest Berkeley.Pick the Best Car Insurance Company for You in SouthWest Berkeley
The best car insurance provider for most drivers in SouthWest Berkeley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $722 over the average SouthWest Berkeley car insurance company.
The best car insurance provider for SouthWest Berkeley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,322 over the competition.
The best car insurance company for SouthWest Berkeley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,045 better than other car insurance companies.
The best auto insurance for SouthWest Berkeley drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,837 less each year.
The least expensive car insurance company for new and young drivers in SouthWest Berkeley
In SouthWest Berkeley, State Farm costs young drivers $943 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in SouthWest Berkeley
Progressive gave the largest car insurance discounts to married couples, averaging $409 saved each year compared to an average SouthWest Berkeley couple's premiums.
The cheapest car insurance in SouthWest Berkeley for drivers with bad credit
The best SouthWest Berkeley car insurance company for customer service
Nationwide was the best company for customer service in SouthWest Berkeley according to the NAIC.
Recent price drops
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The cheapest large national provider in SouthWest Berkeley
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average SouthWest Berkeley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In SouthWest Berkeley, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around SouthWest Berkeley
What Influences the Cost of Car Insurance in SouthWest Berkeley?
On average, car insurance in SouthWest Berkeley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in SouthWest Berkeley is 41 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in SouthWest Berkeley are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- SouthWest Berkeley is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in SouthWest Berkeley is $88 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Santa Fe: Insurance costs 6.51% more
- Central Berkeley: Insurance costs 4.83% less
- Downtown Berkeley: Insurance costs 2.44% less
- South Berkeley: Insurance costs 2.04% less
- Northwest Berkeley: Insurance costs 3.50% less
- Paradise Park: Insurance costs 5.58% more
- Westbrae: Insurance costs 7.98% less
- Golden Gate: Insurance costs 3.54% more
- Bushrod: Insurance costs 0.40% more
- North Berkeley: Insurance costs 6.65% less
Neighborhoods with Similar Populations
- Girard Estates: Insurance costs 27.65% less
- Lake View: Insurance costs 3.32% less
- Kamms Corner: Insurance costs 49.22% less
- Hamilton Area: Insurance costs 3.06% more
- Haight-Ashbury: Insurance costs 2.66% more
- Group 14621: Insurance costs 25.92% more
- Great Northwest: Insurance costs 13.42% less
- Great Kills: Insurance costs 23.44% more
- Glen Oaks: Insurance costs 33.14% more
- Manayunk: Insurance costs 33.27% less