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Get Cheap Car Insurance in Paradise Park, Emeryville, CA
We monitor insurance prices, helping the average driver in Paradise Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Paradise Park
The chart below shows the cheapest car insurance company in Paradise Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Paradise Park Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| Geico | $68 |
| Progressive | $72 |
| Travelers | $75 |
Savings for Every Kind of Paradise Park Driver
Based on our extensive insurance data, we know the average Paradise Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $762 per year by choosing the right vehicle insurance company. Some Paradise Park residents are paying out over $2,383 extra every year for auto insurance in Paradise Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Paradise Park, Emeryville, CA Savings / Yr. |
|---|---|
$762 |
|
$1,396 |
|
$1,104 |
|
$1,939 |
|
$996 |
|
$432 |
|
$0 |
Paradise Park Car Insurance vs. Emeryville
People living in Paradise Park pay an average of 18.69% more than the typical driver in the state. The average driver in Paradise Park can expect to pay about $1,116 per year, or $2,383 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Paradise Park for most people.
Car Insurance Prices by Paradise Park Neighborhood
Insurance Prices
Where is insurance cheapest within Paradise Park?
The map shows insurance prices in and around Paradise Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $135 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,470 to a low of $2,335. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Paradise Park.Pick the Best Car Insurance Company for You in Paradise Park
The best car insurance provider for most drivers in Paradise Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $762 over the average Paradise Park car insurance company.
The best car insurance provider for Paradise Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,396 over the competition.
The best car insurance company for Paradise Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,104 better than other car insurance companies.
The best auto insurance for Paradise Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,939 less each year.
The least expensive car insurance company for new and young drivers in Paradise Park
In Paradise Park, State Farm costs young drivers $996 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Paradise Park
Progressive gave the largest car insurance discounts to married couples, averaging $432 saved each year compared to an average Paradise Park couple's premiums.
The cheapest car insurance in Paradise Park for drivers with bad credit
The best Paradise Park car insurance company for customer service
Nationwide was the best company for customer service in Paradise Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Paradise Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Paradise Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Paradise Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Paradise Park
What Influences the Cost of Car Insurance in Paradise Park?
On average, car insurance in Paradise Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Paradise Park is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Paradise Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Paradise Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Paradise Park is $93 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Golden Gate: Insurance costs 1.93% less
- Bushrod: Insurance costs 4.91% less
- Longfellow: Insurance costs 1.72% more
- SouthWest Berkeley: Insurance costs 5.29% less
- Santa Fe: Insurance costs 0.88% more
- Fairview Park: Insurance costs 9.74% less
- South Berkeley: Insurance costs 7.22% less
- Shafter: Insurance costs 3.90% less
- Clawson: Insurance costs 0.29% less
- Temescal: Insurance costs 2.52% less
Neighborhoods with Similar Populations
- Hunter's Ridge: Insurance costs 7.89% less
- Hedrick Acres: Insurance costs 28.28% less
- Hembstead: Insurance costs 47.55% less
- Heron Bay: Insurance costs 9.86% less
- Hidden Hills: Insurance costs 5.50% more
- Highland Farms: Insurance costs 28.03% less
- Highland Oaks: Insurance costs 31.93% more
- Highland Park: Insurance costs 18.63% more
- Historic West-Side: Insurance costs 38.27% less
- Hollywood: Insurance costs 44.78% less