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Get Cheap Car Insurance in Westbrae, Berkeley, CA
We monitor insurance prices, helping the average driver in Westbrae save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Westbrae
The chart below shows the cheapest car insurance company in Westbrae for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Westbrae Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Westbrae Driver
Based on our extensive insurance data, we know the average Westbrae driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $664 per year by choosing the right vehicle insurance company. Some Westbrae residents are paying out over $2,077 extra every year for auto insurance in Westbrae. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Westbrae, Berkeley, CA Savings / Yr. |
|---|---|
$664 |
|
$1,216 |
|
$962 |
|
$1,690 |
|
$868 |
|
$376 |
|
$0 |
Westbrae Car Insurance vs. Berkeley
People living in Westbrae pay an average of 3.41% more than the typical driver in the state. The average driver in Westbrae can expect to pay about $972 per year, or $2,077 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Westbrae for most people.
Car Insurance Prices by Westbrae Neighborhood
Insurance Prices
Where is insurance cheapest within Westbrae?
The map shows insurance prices in and around Westbrae, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $350 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,285 to a low of $1,935. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Westbrae.Pick the Best Car Insurance Company for You in Westbrae
The best car insurance provider for most drivers in Westbrae
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $664 over the average Westbrae car insurance company.
The best car insurance provider for Westbrae drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,216 over the competition.
The best car insurance company for Westbrae drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $962 better than other car insurance companies.
The best auto insurance for Westbrae drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,690 less each year.
The least expensive car insurance company for new and young drivers in Westbrae
In Westbrae, State Farm costs young drivers $868 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Westbrae
Progressive gave the largest car insurance discounts to married couples, averaging $376 saved each year compared to an average Westbrae couple's premiums.
The cheapest car insurance in Westbrae for drivers with bad credit
The best Westbrae car insurance company for customer service
Recent price drops
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The cheapest large national provider in Westbrae
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Westbrae driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Westbrae, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Westbrae
What Influences the Cost of Car Insurance in Westbrae?
On average, car insurance in Westbrae is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Westbrae is 42 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Westbrae are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Westbrae is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Westbrae is $81 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northwest Berkeley: Insurance costs 4.86% more
- Central Berkeley: Insurance costs 3.42% more
- SouthWest Berkeley: Insurance costs 8.67% more
- Santa Fe: Insurance costs 15.74% more
- North Berkeley: Insurance costs 1.44% more
- Thousand Oaks: Insurance costs 5.83% less
- Downtown Berkeley: Insurance costs 6.02% more
- Berkeley Hills: Insurance costs 3.42% less
- South Berkeley: Insurance costs 6.45% more
- Kensington-San Francisco: Insurance costs 1.93% less
Neighborhoods with Similar Populations
- Center City: Insurance costs 32.55% more
- Spring Creek: Insurance costs 14.54% less
- The Lanes: Insurance costs 21.71% less
- Highlands: Insurance costs 36.88% less
- Thornwood: Insurance costs 26.87% less
- Midtown: Insurance costs 11.22% less
- Bowman: Insurance costs 1.25% less
- Maple High-Six Corners: Insurance costs 4.96% less
- Madison Condominium: Insurance costs 39.05% less
- Lakeshore: Insurance costs 29.03% more