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Get Cheap Car Insurance in Bowman, Louisville, KY
We monitor insurance prices, helping the average driver in Bowman save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Bowman
The chart below shows the cheapest car insurance company in Bowman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Bowman Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $58 |
| State Farm | $58 |
| Travelers | $85 |
| Geico | $92 |
Savings for Every Kind of Bowman Driver
Based on our extensive insurance data, we know the average Bowman driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $518 per year by choosing the right vehicle insurance company. Some Bowman residents are paying out over $2,051 extra every year for auto insurance in Bowman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bowman, Louisville, KY Savings / Yr. |
|---|---|
$518 |
|
$850 |
|
$836 |
|
$846 |
|
$1,674 |
|
$560 |
|
$898 |
Bowman Car Insurance vs. Louisville
People living in Bowman pay an average of 3.88% less than the typical driver in the state. The average driver in Bowman can expect to pay about $1,056 per year, or $2,051 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Bowman for most people.
Car Insurance Prices by Bowman Neighborhood
Insurance Prices
Where is insurance cheapest within Bowman?
The map shows insurance prices in and around Bowman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $95 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,120 to a low of $2,025. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Bowman.Pick the Best Car Insurance Company for You in Bowman
The best car insurance provider for most drivers in Bowman
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $518 over the average Bowman car insurance company.
The best car insurance provider for Bowman drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $850 over the competition.
The best car insurance company for Bowman drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $836 better than other car insurance companies.
The best auto insurance for Bowman drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $846 less each year.
The least expensive car insurance company for new and young drivers in Bowman
In Bowman, State Farm costs young drivers $1,674 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bowman
State Farm gave the largest car insurance discounts to married couples, averaging $560 saved each year compared to an average Bowman couple's premiums.
The cheapest car insurance in Bowman for drivers with bad credit
The best Bowman car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bowman
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bowman driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bowman, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Bowman
What Influences the Cost of Car Insurance in Bowman?
On average, car insurance in Bowman is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bowman is 23 minutes, which is a little less than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bowman are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Bowman is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bowman is $88 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Rock Creek Lexington Road: Insurance costs 2.05% more
- Bon Air: Insurance costs 4.63% more
- Hikes Point: Insurance costs 2.15% more
- Highlands Douglass: Insurance costs 5.22% more
- Klondike: Insurance costs 4.39% more
- Crescent Hill: Insurance costs 1.17% more
- Bashford Manor: Insurance costs 13.80% more
- Belknap: Insurance costs 3.36% more
- Deer Park: Insurance costs 2.83% more
- Buechel: Insurance costs 12.73% more
Neighborhoods with Similar Populations
- Lee Hall: Insurance costs 36.96% less
- Randall Hills: Insurance costs 23.74% less
- Pill Hill: Insurance costs 1.41% more
- Perry North: Insurance costs 28.57% less
- Penns Beach: Insurance costs 12.29% less
- Pennington-Prospect: Insurance costs 6.39% more
- Old Northeast: Insurance costs 42.08% less
- North East: Insurance costs 32.52% less
- Moose Can Gully: Insurance costs 26.23% less
- Martin Luther King: Insurance costs 30.33% less