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Get Cheap Car Insurance in Crescent Hill, Louisville, KY
We monitor insurance prices, helping the average driver in Crescent Hill save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Crescent Hill
The chart below shows the cheapest car insurance company in Crescent Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Crescent Hill Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Crescent Hill Driver
Based on our extensive insurance data, we know the average Crescent Hill driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $524 per year by choosing the right vehicle insurance company. Some Crescent Hill residents are paying out over $2,075 extra every year for auto insurance in Crescent Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Crescent Hill, Louisville, KY Savings / Yr. |
|---|---|
$524 |
|
$859 |
|
$846 |
|
$856 |
|
$1,694 |
|
$567 |
|
$908 |
Crescent Hill Car Insurance vs. Louisville
People living in Crescent Hill pay an average of 2.78% less than the typical driver in the state. The average driver in Crescent Hill can expect to pay about $1,068 per year, or $2,075 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Crescent Hill for most people.
Car Insurance Prices by Crescent Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Crescent Hill?
The map shows insurance prices in and around Crescent Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $107 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,144 to a low of $2,037. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Crescent Hill.Pick the Best Car Insurance Company for You in Crescent Hill
The best car insurance provider for most drivers in Crescent Hill
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $524 over the average Crescent Hill car insurance company.
The best car insurance provider for Crescent Hill drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $859 over the competition.
The best car insurance company for Crescent Hill drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $846 better than other car insurance companies.
The best auto insurance for Crescent Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $856 less each year.
The least expensive car insurance company for new and young drivers in Crescent Hill
In Crescent Hill, State Farm costs young drivers $1,694 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Crescent Hill
State Farm gave the largest car insurance discounts to married couples, averaging $567 saved each year compared to an average Crescent Hill couple's premiums.
The cheapest car insurance in Crescent Hill for drivers with bad credit
The best Crescent Hill car insurance company for customer service
Nationwide was the best company for customer service in Crescent Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Crescent Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Crescent Hill driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Crescent Hill, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Crescent Hill
What Influences the Cost of Car Insurance in Crescent Hill?
On average, car insurance in Crescent Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Crescent Hill is 22 minutes, which is far less than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Crescent Hill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Crescent Hill is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Crescent Hill is $89 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Clifton Heights: Insurance costs 5.73% more
- Rock Creek Lexington Road: Insurance costs 0.87% more
- Clifton: Insurance costs 3.52% more
- Highlands Douglass: Insurance costs 4.00% more
- Cherokee Triangle: Insurance costs 3.42% more
- Bowman: Insurance costs 1.16% less
- Deer Park: Insurance costs 1.64% more
- Belknap: Insurance costs 2.17% more
- Germantown: Insurance costs 8.34% more
- Phoenix Hill: Insurance costs 24.72% more
Neighborhoods with Similar Populations
- Arnett Benson: Insurance costs 10.80% less
- Willard-Hay: Insurance costs 0.48% less
- West Bethlehem: Insurance costs 30.94% less
- Union Square: Insurance costs 12.63% more
- Regent: Insurance costs 43.37% less
- Oceanfront: Insurance costs 52.82% more
- Moreland: Insurance costs 0.96% more
- Metro Center: Insurance costs 2.89% less
- Los Angeles Heights-Keystone: Insurance costs 5.69% less
- Creston-Kenilworth: Insurance costs 8.00% less