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Get Cheap Car Insurance in Richmond Annex, Richmond, CA
We monitor insurance prices, helping the average driver in Richmond Annex save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Richmond Annex
The chart below shows the cheapest car insurance company in Richmond Annex for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Richmond Annex Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Richmond Annex Driver
Based on our extensive insurance data, we know the average Richmond Annex driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $701 per year by choosing the right vehicle insurance company. Some Richmond Annex residents are paying out over $2,194 extra every year for auto insurance in Richmond Annex. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Richmond Annex, Richmond, CA Savings / Yr. |
|---|---|
$701 |
|
$1,285 |
|
$1,016 |
|
$1,785 |
|
$917 |
|
$398 |
|
$0 |
Richmond Annex Car Insurance vs. Richmond
People living in Richmond Annex pay an average of 9.25% more than the typical driver in the state. The average driver in Richmond Annex can expect to pay about $1,027 per year, or $2,194 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Richmond Annex for most people.
Car Insurance Prices by Richmond Annex Neighborhood
Insurance Prices
Where is insurance cheapest within Richmond Annex?
The map shows insurance prices in and around Richmond Annex, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $248 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,364 to a low of $2,116. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Richmond Annex.Pick the Best Car Insurance Company for You in Richmond Annex
The best car insurance provider for most drivers in Richmond Annex
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $701 over the average Richmond Annex car insurance company.
The best car insurance provider for Richmond Annex drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,285 over the competition.
The best car insurance company for Richmond Annex drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,016 better than other car insurance companies.
The best auto insurance for Richmond Annex drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,785 less each year.
The least expensive car insurance company for new and young drivers in Richmond Annex
In Richmond Annex, State Farm costs young drivers $917 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Richmond Annex
Progressive gave the largest car insurance discounts to married couples, averaging $398 saved each year compared to an average Richmond Annex couple's premiums.
The cheapest car insurance in Richmond Annex for drivers with bad credit
The best Richmond Annex car insurance company for customer service
Nationwide was the best company for customer service in Richmond Annex according to the NAIC.
Recent price drops
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The cheapest large national provider in Richmond Annex
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Richmond Annex driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Richmond Annex, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Richmond Annex
What Influences the Cost of Car Insurance in Richmond Annex?
On average, car insurance in Richmond Annex is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Richmond Annex is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Richmond Annex are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Richmond Annex is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Richmond Annex is $86 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cortez-Stege: Insurance costs 9.89% more
- Kensington-San Francisco: Insurance costs 7.16% less
- East Richmond: Insurance costs 0.96% more
- Thousand Oaks: Insurance costs 10.85% less
- Coronado: Insurance costs 9.62% more
- Westbrae: Insurance costs 5.33% less
- Northwest Berkeley: Insurance costs 0.73% less
- North and East: Insurance costs 4.38% more
- Berkeley Hills: Insurance costs 8.57% less
- Belding Woods: Insurance costs 7.57% more
Neighborhoods with Similar Populations
- Downtown: Insurance costs 5.06% less
- The Oaks: Insurance costs 7.02% less
- Terra del Sol: Insurance costs 1.64% less
- Tollgate Overlook: Insurance costs 2.78% more
- Treme' Lafitte: Insurance costs 69.10% more
- Central Topeka 2: Insurance costs 28.40% less
- Hampden South: Insurance costs 6.38% less
- Central Beach: Insurance costs 43.03% more
- CCSI-South Inglewood: Insurance costs 28.03% less
- East Cesar Chavez: Insurance costs 13.58% less