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Get Cheap Car Insurance in Treme' Lafitte, New Orleans, LA

We monitor insurance prices, helping the average driver in Treme' Lafitte save up to 33.9% on car insurance.

 

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The Cheapest Minimum Coverage in Treme' Lafitte

The chart below shows the cheapest car insurance company in Treme' Lafitte for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.

 
Treme' Lafitte Insurer Monthly Cost
Farm Bureau $135
State Farm $159
Safeco Insurance $160
Clearcover $178

Savings for Every Kind of Treme' Lafitte Driver

The table shows how much the average auto insurance customer in Treme' Lafitte might save by following our recommendations.

Based on our extensive insurance data, we know the average Treme' Lafitte driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,032 per year by choosing the right vehicle insurance company. Some Treme' Lafitte residents are paying out over $3,710 extra every year for auto insurance in Treme' Lafitte. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Treme' Lafitte, New Orleans, LA Savings / Yr.
$1,032
$1,810
$1,288
$1,943
$3,082
$957
$1,645

Treme' Lafitte Car Insurance vs. New Orleans

People living in Treme' Lafitte pay an average of 23.14% more than the typical driver in the state. The average driver in Treme' Lafitte can expect to pay about $2,347 per year, or $3,710 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Treme' Lafitte for most people.

Car Insurance Prices by Treme' Lafitte Neighborhood

Treme' Lafitte, New Orleans, LA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Treme' Lafitte?

The map shows insurance prices in and around Treme' Lafitte, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $565 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,061 to a low of $3,496. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Treme' Lafitte.

Pick the Best Car Insurance Company for You in Treme' Lafitte

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Treme' Lafitte insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Treme' Lafitte

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $1,032 over the average Treme' Lafitte car insurance company.

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We use the average good driver, paying $223 per month, as our baseline for pricing in Treme' Lafitte. Farm Bureau, MetLife, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Treme' Lafitte drivers with accidents on their records

In Treme' Lafitte getting into an accident will raise premiums an average 35% for a yearly cost of $5,744. That's $2,034 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Farm Bureau, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,810 over the competition.

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The best car insurance company for Treme' Lafitte drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,288 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Treme' Lafitte, tickets raise premiums on new quotes about $990. If you have a speeding ticket, we recommend State Farm, Farm Bureau, and Clearcover for savings that beat the average insurance cost of $4,700 per year.

The best auto insurance for Treme' Lafitte drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $5,826 per year in auto insurance premiums, which was $2,116 more than a driver with no major issues. State Farm, Farm Bureau, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $1,943 less each year.

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The least expensive car insurance company for new and young drivers in Treme' Lafitte

In Treme' Lafitte, Farm Bureau costs young drivers $3,082 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 59% more for insurance than more mature drivers in Treme' Lafitte. With an average cost of $9,102 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Allstate, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Treme' Lafitte

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $414. State Farm, Progressive, and Farm Bureau provided the largest discounts to couples living in Treme' Lafitte.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $957 saved each year compared to an average Treme' Lafitte couple's premiums.

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The cheapest car insurance in Treme' Lafitte for drivers with bad credit

People with poor credit saved an average of $1,645 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $2,317 every year. Premiums for people with poor credit were about $6,028 in Treme' Lafitte. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Farm Bureau, and Midvale Home & Auto.

The best Treme' Lafitte car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Treme' Lafitte, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Treme' Lafitte.

Nationwide was the best company for customer service in Treme' Lafitte according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Treme' Lafitte, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Treme' Lafitte. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Treme' Lafitte

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 64% of Treme' Lafitte residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Treme' Lafitte driver can expect to pay about $222 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Treme' Lafitte, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Treme' Lafitte

What Influences the Cost of Car Insurance in Treme' Lafitte?

On average, car insurance in Treme' Lafitte is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Treme' Lafitte is 25 minutes, which is a little less than average for a driver in the city.
  • Louisiana state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Treme' Lafitte are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Treme' Lafitte is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Treme' Lafitte is $196 per month for minimum coverage and $309 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Treme' Lafitte driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Treme' Lafitte with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.