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Get Cheap Car Insurance in French Quarter, New Orleans, LA
We monitor insurance prices, helping the average driver in French Quarter save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in French Quarter
The chart below shows the cheapest car insurance company in French Quarter for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| French Quarter Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $127 |
| State Farm | $150 |
| Safeco Insurance | $151 |
| Clearcover | $167 |
Savings for Every Kind of French Quarter Driver
Based on our extensive insurance data, we know the average French Quarter driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $971 per year by choosing the right vehicle insurance company. Some French Quarter residents are paying out over $3,491 extra every year for auto insurance in French Quarter. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
French Quarter, New Orleans, LA Savings / Yr. |
|---|---|
$971 |
|
$1,703 |
|
$1,212 |
|
$1,828 |
|
$2,900 |
|
$900 |
|
$1,548 |
French Quarter Car Insurance vs. New Orleans
People living in French Quarter pay an average of 15.87% more than the typical driver in the state. The average driver in French Quarter can expect to pay about $2,209 per year, or $3,491 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in French Quarter for most people.
Car Insurance Prices by French Quarter Neighborhood
Insurance Prices
Where is insurance cheapest within French Quarter?
The map shows insurance prices in and around French Quarter, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $847 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $4,139 to a low of $3,292. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of French Quarter.Pick the Best Car Insurance Company for You in French Quarter
The best car insurance provider for most drivers in French Quarter
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $971 over the average French Quarter car insurance company.
The best car insurance provider for French Quarter drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,703 over the competition.
The best car insurance company for French Quarter drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,212 better than other car insurance companies.
The best auto insurance for French Quarter drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,828 less each year.
The least expensive car insurance company for new and young drivers in French Quarter
In French Quarter, Farm Bureau costs young drivers $2,900 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in French Quarter
Farm Bureau gave the largest car insurance discounts to married couples, averaging $900 saved each year compared to an average French Quarter couple's premiums.
The cheapest car insurance in French Quarter for drivers with bad credit
The best French Quarter car insurance company for customer service
Nationwide was the best company for customer service in French Quarter according to the NAIC.
Recent price drops
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The cheapest large national provider in French Quarter
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average French Quarter driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In French Quarter, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around French Quarter
What Influences the Cost of Car Insurance in French Quarter?
On average, car insurance in French Quarter is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in French Quarter are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- French Quarter is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in French Quarter is $184 per month for minimum coverage and $291 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Treme' Lafitte: Insurance costs 6.27% more
- Central Business District: Insurance costs 1.03% less
- Seventh Ward: Insurance costs 15.44% more
- Tulane Gravier: Insurance costs 8.94% more
- Saint Roch: Insurance costs 18.10% more
- Bywater: Insurance costs 8.19% more
- Bayou St John: Insurance costs 5.01% more
- Saint Claude: Insurance costs 14.78% more
- Fairgrounds: Insurance costs 13.41% more
- Lower Garden District: Insurance costs 1.46% more
Neighborhoods with Similar Populations
- Brightwood: Insurance costs 44.06% less
- Olympic West: Insurance costs 59.27% less
- Hamilton Hills: Insurance costs 17.36% less
- Gibbs: Insurance costs 66.17% less
- Lagonda: Insurance costs 66.74% less
- Coffey Park: Insurance costs 45.09% less
- Stevens Triangle: Insurance costs 61.64% less
- Silver Beach: Insurance costs 60.50% less
- Rock Creek: Insurance costs 49.87% less
- Cascade Highlands: Insurance costs 56.66% less