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Get Cheap Car Insurance in Brightwood, Springfield, MA
We monitor insurance prices, helping the average driver in Brightwood save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Brightwood
The chart below shows the cheapest car insurance company in Brightwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Brightwood Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $49 |
| Geico | $53 |
| Midvale Home & Auto | $62 |
| Travelers | $78 |
Savings for Every Kind of Brightwood Driver
Based on our extensive insurance data, we know the average Brightwood driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $668 per year by choosing the right vehicle insurance company. Some Brightwood residents are paying out over $1,953 extra every year for auto insurance in Brightwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brightwood, Springfield, MA Savings / Yr. |
|---|---|
$668 |
|
$994 |
|
$826 |
|
$1,097 |
|
$2,418 |
|
$0 |
|
$0 |
Brightwood Car Insurance vs. Springfield
People living in Brightwood pay an average of 25.76% more than the typical driver in the state. The average driver in Brightwood can expect to pay about $839 per year, or $1,953 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Brightwood for most people.
Car Insurance Prices by Brightwood Neighborhood
Insurance Prices
Where is insurance cheapest within Brightwood?
The map shows insurance prices in and around Brightwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $172 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,054 to a low of $1,882. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Brightwood.Pick the Best Car Insurance Company for You in Brightwood
The best car insurance provider for most drivers in Brightwood
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $668 over the average Brightwood car insurance company.
The best car insurance provider for Brightwood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $994 over the competition.
The best car insurance company for Brightwood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $826 better than other car insurance companies.
The best auto insurance for Brightwood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,097 less each year.
The least expensive car insurance company for new and young drivers in Brightwood
In Brightwood, State Farm costs young drivers $2,418 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brightwood
The cheapest car insurance in Brightwood for drivers with bad credit
The best Brightwood car insurance company for customer service
Nationwide was the best company for customer service in Brightwood according to the NAIC.
Recent price drops
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The cheapest large national provider in Brightwood
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brightwood driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brightwood, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Brightwood
What Influences the Cost of Car Insurance in Brightwood?
On average, car insurance in Brightwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Brightwood is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brightwood is $70 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Memorial Square: Insurance costs 2.30% more
- Metro Center: Insurance costs 3.17% more
- Liberty Heights: Insurance costs 3.33% less
- South End Springfield: Insurance costs 2.82% less
- McKnight: Insurance costs 1.02% more
- Maple High-Six Corners: Insurance costs 1.08% more
- Old Hill: Insurance costs 2.36% more
- Bay: Insurance costs 2.25% less
- Upper Hill: Insurance costs 1.89% more
- East Springfield: Insurance costs 9.98% less
Neighborhoods with Similar Populations
- Hamilton Hills: Insurance costs 47.72% more
- Olympic West: Insurance costs 27.19% less
- Gibbs: Insurance costs 39.53% less
- Coffey Park: Insurance costs 1.84% less
- Silver Beach: Insurance costs 29.39% less
- Mayfair Estates: Insurance costs 17.46% less
- Canterbury: Insurance costs 14.29% less
- Hunter Industrial Park: Insurance costs 13.16% more
- Masonicus: Insurance costs 6.76% less
- Rock Creek: Insurance costs 10.39% less