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Get Cheap Car Insurance in Silver Beach, Bellingham, WA
We monitor insurance prices, helping the average driver in Silver Beach save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Silver Beach
The chart below shows the cheapest car insurance company in Silver Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Silver Beach Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| State Farm | $53 |
| Progressive | $58 |
| Geico | $63 |
Savings for Every Kind of Silver Beach Driver
Based on our extensive insurance data, we know the average Silver Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $404 per year by choosing the right vehicle insurance company. Some Silver Beach residents are paying out over $1,379 extra every year for auto insurance in Silver Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Beach, Bellingham, WA Savings / Yr. |
|---|---|
$404 |
|
$713 |
|
$514 |
|
$389 |
|
$1,477 |
|
$279 |
|
$478 |
Silver Beach Car Insurance vs. Bellingham
People living in Silver Beach pay an average of 1.76% less than the typical driver in the state. The average driver in Silver Beach can expect to pay about $829 per year, or $1,379 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Silver Beach for most people.
Car Insurance Prices by Silver Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Beach?
The map shows insurance prices in and around Silver Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $126 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,449 to a low of $1,323. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Silver Beach.Pick the Best Car Insurance Company for You in Silver Beach
The best car insurance provider for most drivers in Silver Beach
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $404 over the average Silver Beach car insurance company.
The best car insurance provider for Silver Beach drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $713 over the competition.
The best car insurance company for Silver Beach drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $514 better than other car insurance companies.
The best auto insurance for Silver Beach drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $389 less each year.
The least expensive car insurance company for new and young drivers in Silver Beach
In Silver Beach, State Farm costs young drivers $1,477 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Beach
State Farm gave the largest car insurance discounts to married couples, averaging $279 saved each year compared to an average Silver Beach couple's premiums.
The cheapest car insurance in Silver Beach for drivers with bad credit
The best Silver Beach car insurance company for customer service
Nationwide was the best company for customer service in Silver Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Silver Beach
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Silver Beach driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Beach, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Silver Beach
What Influences the Cost of Car Insurance in Silver Beach?
On average, car insurance in Silver Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Silver Beach is 24 minutes, which is far less than average for a driver in the city.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Beach are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Silver Beach is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Beach is $69 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Baker: Insurance costs 1.09% less
- Puget: Insurance costs 1.23% more
- York: Insurance costs 7.18% more
- Lettered Streets: Insurance costs 7.76% more
- Sehome: Insurance costs 3.92% more
- Samish Hill: Insurance costs 1.31% less
- Columbia: Insurance costs 0.36% less
- Western Washington University: Insurance costs 4.64% more
- Birchwood: Insurance costs 2.76% more
- Happy Valley: Insurance costs 7.47% more
Neighborhoods with Similar Populations
- Airmont: Insurance costs 26.32% more
- Young-Lilly: Insurance costs 28.50% more
- Wyatt Street: Insurance costs 116.53% more
- Woodbury-Glendale: Insurance costs 89.12% more
- Woodburn: Insurance costs 5.95% more
- Wilson-Riverside: Insurance costs 64.90% more
- Whitman: Insurance costs 8.70% more
- Westhill: Insurance costs 16.53% more
- Westchester: Insurance costs 4.42% more
- Bonham: Insurance costs 13.78% more