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Get Cheap Car Insurance in York, Bellingham, WA
We monitor insurance prices, helping the average driver in York save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in York
The chart below shows the cheapest car insurance company in York for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| York Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| State Farm | $57 |
| Progressive | $63 |
| Geico | $68 |
Savings for Every Kind of York Driver
Based on our extensive insurance data, we know the average York driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $433 per year by choosing the right vehicle insurance company. Some York residents are paying out over $1,478 extra every year for auto insurance in York. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
York, Bellingham, WA Savings / Yr. |
|---|---|
$433 |
|
$764 |
|
$551 |
|
$417 |
|
$1,582 |
|
$299 |
|
$513 |
York Car Insurance vs. Bellingham
People living in York pay an average of 5.26% more than the typical driver in the state. The average driver in York can expect to pay about $888 per year, or $1,478 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in York for most people.
Car Insurance Prices by York Neighborhood
Insurance Prices
Where is insurance cheapest within York?
The map shows insurance prices in and around York, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $251 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,597 to a low of $1,346. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of York.Pick the Best Car Insurance Company for You in York
The best car insurance provider for most drivers in York
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $433 over the average York car insurance company.
The best car insurance provider for York drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $764 over the competition.
The best car insurance company for York drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $551 better than other car insurance companies.
The best auto insurance for York drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $417 less each year.
The least expensive car insurance company for new and young drivers in York
In York, State Farm costs young drivers $1,582 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in York
State Farm gave the largest car insurance discounts to married couples, averaging $299 saved each year compared to an average York couple's premiums.
The cheapest car insurance in York for drivers with bad credit
The best York car insurance company for customer service
Recent price drops
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The cheapest large national provider in York
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average York driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In York, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around York
What Influences the Cost of Car Insurance in York?
On average, car insurance in York is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in York are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- York is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in York is $74 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Puget: Insurance costs 5.55% less
- Sehome: Insurance costs 3.04% less
- Lettered Streets: Insurance costs 0.54% more
- Western Washington University: Insurance costs 2.37% less
- Columbia: Insurance costs 7.04% less
- South Hill: Insurance costs 5.21% less
- Samish Hill: Insurance costs 7.92% less
- Happy Valley: Insurance costs 0.27% more
- Mount Baker: Insurance costs 7.71% less
- Birchwood: Insurance costs 4.13% less
Neighborhoods with Similar Populations
- South 39th Street: Insurance costs 3.38% more
- Goodby's Creek: Insurance costs 65.70% more
- Gorgas: Insurance costs 27.27% more
- Hackensack Riverfront: Insurance costs 64.88% more
- Hale: Insurance costs 17.39% more
- Harrison: Insurance costs 34.24% more
- Hembstead: Insurance costs 15.43% less
- Heron Bay: Insurance costs 45.33% more
- Highland Park: Insurance costs 91.27% more
- Holiday Park: Insurance costs 70.97% more