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Get Cheap Car Insurance in Old Hill, Springfield, MA
We monitor insurance prices, helping the average driver in Old Hill save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Old Hill
The chart below shows the cheapest car insurance company in Old Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Old Hill Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $50 |
| Geico | $54 |
| Midvale Home & Auto | $63 |
| Travelers | $79 |
Savings for Every Kind of Old Hill Driver
Based on our extensive insurance data, we know the average Old Hill driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $683 per year by choosing the right vehicle insurance company. Some Old Hill residents are paying out over $1,999 extra every year for auto insurance in Old Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Hill, Springfield, MA Savings / Yr. |
|---|---|
$683 |
|
$1,017 |
|
$846 |
|
$1,122 |
|
$2,475 |
|
$0 |
|
$0 |
Old Hill Car Insurance vs. Springfield
People living in Old Hill pay an average of 28.70% more than the typical driver in the state. The average driver in Old Hill can expect to pay about $858 per year, or $1,999 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Old Hill for most people.
Car Insurance Prices by Old Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Old Hill?
The map shows insurance prices in and around Old Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $329 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,154 to a low of $1,825. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Old Hill.Pick the Best Car Insurance Company for You in Old Hill
The best car insurance provider for most drivers in Old Hill
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $683 over the average Old Hill car insurance company.
The best car insurance provider for Old Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,017 over the competition.
The best car insurance company for Old Hill drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $846 better than other car insurance companies.
The best auto insurance for Old Hill drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,122 less each year.
The least expensive car insurance company for new and young drivers in Old Hill
In Old Hill, State Farm costs young drivers $2,475 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Hill
The cheapest car insurance in Old Hill for drivers with bad credit
The best Old Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Old Hill
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Old Hill driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Hill, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Old Hill
What Influences the Cost of Car Insurance in Old Hill?
On average, car insurance in Old Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Old Hill has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Hill is $72 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Maple High-Six Corners: Insurance costs 1.25% less
- McKnight: Insurance costs 1.30% less
- Upper Hill: Insurance costs 0.45% less
- South End Springfield: Insurance costs 5.05% less
- Bay: Insurance costs 4.50% less
- Metro Center: Insurance costs 0.80% more
- Forest Park: Insurance costs 7.65% less
- East Forest Park: Insurance costs 16.71% less
- Liberty Heights: Insurance costs 5.55% less
- Memorial Square: Insurance costs 0.05% less
Neighborhoods with Similar Populations
- South Pointe: Insurance costs 9.85% more
- Northside Community: Insurance costs 31.42% less
- Oak Park: Insurance costs 39.17% less
- Oakland-Winchell: Insurance costs 39.17% more
- Old Town-Chinatown: Insurance costs 14.81% less
- Riverbend: Insurance costs 59.38% more
- Robberson: Insurance costs 6.60% less
- Silver Rock: Insurance costs 2.70% more
- Slabtown: Insurance costs 7.25% less
- Slater Park: Insurance costs 24.06% less