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Get Cheap Car Insurance in South Pointe, San Bernardino, CA
We monitor insurance prices, helping the average driver in South Pointe save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in South Pointe
The chart below shows the cheapest car insurance company in South Pointe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| South Pointe Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of South Pointe Driver
Based on our extensive insurance data, we know the average South Pointe driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $702 per year by choosing the right vehicle insurance company. Some South Pointe residents are paying out over $2,196 extra every year for auto insurance in South Pointe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Pointe, San Bernardino, CA Savings / Yr. |
|---|---|
$702 |
|
$1,286 |
|
$1,017 |
|
$1,787 |
|
$917 |
|
$398 |
|
$0 |
South Pointe Car Insurance vs. San Bernardino
People living in South Pointe pay an average of 9.34% more than the typical driver in the state. The average driver in South Pointe can expect to pay about $1,028 per year, or $2,196 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South Pointe for most people.
Car Insurance Prices by South Pointe Neighborhood
Insurance Prices
Where is insurance cheapest within South Pointe?
The map shows insurance prices in and around South Pointe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $417 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,449 to a low of $2,032. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of South Pointe.Pick the Best Car Insurance Company for You in South Pointe
The best car insurance provider for most drivers in South Pointe
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $702 over the average South Pointe car insurance company.
The best car insurance provider for South Pointe drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,286 over the competition.
The best car insurance company for South Pointe drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,017 better than other car insurance companies.
The best auto insurance for South Pointe drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,787 less each year.
The least expensive car insurance company for new and young drivers in South Pointe
In South Pointe, State Farm costs young drivers $917 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Pointe
Progressive gave the largest car insurance discounts to married couples, averaging $398 saved each year compared to an average South Pointe couple's premiums.
The cheapest car insurance in South Pointe for drivers with bad credit
The best South Pointe car insurance company for customer service
Nationwide was the best company for customer service in South Pointe according to the NAIC.
Recent price drops
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The cheapest large national provider in South Pointe
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average South Pointe driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Pointe, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Pointe
What Influences the Cost of Car Insurance in South Pointe?
On average, car insurance in South Pointe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Pointe is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Pointe are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- South Pointe has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Pointe is $86 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Central Loma Linda: Insurance costs 1.50% less
- Cooley Ranch: Insurance costs 3.42% more
- Riverview: Insurance costs 1.18% more
- Valley College: Insurance costs 3.37% more
- International: Insurance costs 11.66% more
- Lytle Creek: Insurance costs 5.65% more
- Amtrak: Insurance costs 8.38% more
- East Valley: Insurance costs 10.47% more
- Northwest Redlands: Insurance costs 6.65% less
- Seccombe Lane: Insurance costs 7.51% more
Neighborhoods with Similar Populations
- Avalon Park Village: Insurance costs 19.13% more
- Arlington Heights: Insurance costs 34.84% less
- Placerdale: Insurance costs 8.38% less
- Pines Village: Insurance costs 83.06% more
- Princess Jeanne: Insurance costs 23.86% less
- Questa: Insurance costs 4.69% less
- Raymond Park: Insurance costs 39.89% less
- Regis: Insurance costs 7.65% less
- Riverbend: Insurance costs 45.08% more
- Riverside: Insurance costs 12.16% less