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Get Cheap Car Insurance in Terra del Sol, Houston, TX
We monitor insurance prices, helping the average driver in Terra del Sol save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Terra del Sol
The chart below shows the cheapest car insurance company in Terra del Sol for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Terra del Sol Insurer | Monthly Cost |
|---|---|
| Clearcover | $56 |
| Mile Auto | $73 |
| Progressive | $75 |
| State Farm | $81 |
Savings for Every Kind of Terra del Sol Driver
Based on our extensive insurance data, we know the average Terra del Sol driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $444 per year by choosing the right vehicle insurance company. Some Terra del Sol residents are paying out over $2,158 extra every year for auto insurance in Terra del Sol. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Terra del Sol, Houston, TX Savings / Yr. |
|---|---|
$444 |
|
$1,016 |
|
$896 |
|
$1,026 |
|
$1,561 |
|
$590 |
|
$645 |
Terra del Sol Car Insurance vs. Houston
People living in Terra del Sol pay an average of 10.42% more than the typical driver in the state. The average driver in Terra del Sol can expect to pay about $1,285 per year, or $2,158 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Terra del Sol for most people.
Car Insurance Prices by Terra del Sol Neighborhood
Insurance Prices
Where is insurance cheapest within Terra del Sol?
The map shows insurance prices in and around Terra del Sol, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,162 to a low of $2,150. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Terra del Sol.Pick the Best Car Insurance Company for You in Terra del Sol
The best car insurance provider for most drivers in Terra del Sol
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $444 over the average Terra del Sol car insurance company.
The best car insurance provider for Terra del Sol drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $1,016 over the competition.
The best car insurance company for Terra del Sol drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $896 better than other car insurance companies.
The best auto insurance for Terra del Sol drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $1,026 less each year.
The least expensive car insurance company for new and young drivers in Terra del Sol
In Terra del Sol, State Farm costs young drivers $1,561 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Terra del Sol
State Farm gave the largest car insurance discounts to married couples, averaging $590 saved each year compared to an average Terra del Sol couple's premiums.
The cheapest car insurance in Terra del Sol for drivers with bad credit
The best Terra del Sol car insurance company for customer service
Nationwide was the best company for customer service in Terra del Sol according to the NAIC.
Recent price drops
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The cheapest large national provider in Terra del Sol
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Terra del Sol driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Terra del Sol, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Terra del Sol
What Influences the Cost of Car Insurance in Terra del Sol?
On average, car insurance in Terra del Sol is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Terra del Sol is 36 minutes, which is far more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Terra del Sol are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Terra del Sol is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Terra del Sol is $107 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mission Bend South: Insurance costs 6.63% less
- Eldridge-West Oaks: Insurance costs 5.14% less
- Sugarland: Insurance costs 1.76% less
- West Houston: Insurance costs 7.78% less
- Energy Corridor: Insurance costs 8.90% less
- Westchase: Insurance costs 5.14% less
- Long Meadow Farms: Insurance costs 18.26% less
- Nottingham: Insurance costs 13.25% less
- Brays Oaks: Insurance costs 1.53% less
- Memorial Parkway: Insurance costs 13.30% less
Neighborhoods with Similar Populations
- La Jolla Village: Insurance costs 6.77% less
- Southwest Village: Insurance costs 24.14% less
- Montclair: Insurance costs 4.26% less
- Midtown: Insurance costs 25.86% less
- Marlwood: Insurance costs 31.70% less
- Mantua: Insurance costs 39.94% less
- Lower Chelsea: Insurance costs 3.66% less
- Los Jardines: Insurance costs 4.40% less
- Linden Heights: Insurance costs 46.99% less
- Leroy: Insurance costs 33.55% more