Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Eldridge-West Oaks, Houston, TX
We monitor insurance prices, helping the average driver in Eldridge-West Oaks save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Eldridge-West Oaks
The chart below shows the cheapest car insurance company in Eldridge-West Oaks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Eldridge-West Oaks Insurer | Monthly Cost |
|---|---|
| Clearcover | $53 |
| Mile Auto | $69 |
| Progressive | $71 |
| State Farm | $77 |
Savings for Every Kind of Eldridge-West Oaks Driver
Based on our extensive insurance data, we know the average Eldridge-West Oaks driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $421 per year by choosing the right vehicle insurance company. Some Eldridge-West Oaks residents are paying out over $2,047 extra every year for auto insurance in Eldridge-West Oaks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Eldridge-West Oaks, Houston, TX Savings / Yr. |
|---|---|
$421 |
|
$964 |
|
$850 |
|
$973 |
|
$1,481 |
|
$559 |
|
$612 |
Eldridge-West Oaks Car Insurance vs. Houston
People living in Eldridge-West Oaks pay an average of 4.77% more than the typical driver in the state. The average driver in Eldridge-West Oaks can expect to pay about $1,219 per year, or $2,047 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Eldridge-West Oaks for most people.
Car Insurance Prices by Eldridge-West Oaks Neighborhood
Insurance Prices
Where is insurance cheapest within Eldridge-West Oaks?
The map shows insurance prices in and around Eldridge-West Oaks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $417 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,291 to a low of $1,874. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Eldridge-West Oaks.Pick the Best Car Insurance Company for You in Eldridge-West Oaks
The best car insurance provider for most drivers in Eldridge-West Oaks
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $421 over the average Eldridge-West Oaks car insurance company.
The best car insurance provider for Eldridge-West Oaks drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $964 over the competition.
The best car insurance company for Eldridge-West Oaks drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $850 better than other car insurance companies.
The best auto insurance for Eldridge-West Oaks drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $973 less each year.
The least expensive car insurance company for new and young drivers in Eldridge-West Oaks
In Eldridge-West Oaks, State Farm costs young drivers $1,481 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Eldridge-West Oaks
State Farm gave the largest car insurance discounts to married couples, averaging $559 saved each year compared to an average Eldridge-West Oaks couple's premiums.
The cheapest car insurance in Eldridge-West Oaks for drivers with bad credit
The best Eldridge-West Oaks car insurance company for customer service
Nationwide was the best company for customer service in Eldridge-West Oaks according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Eldridge-West Oaks, which was better than other insurers.
The cheapest large national provider in Eldridge-West Oaks
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Eldridge-West Oaks driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Eldridge-West Oaks, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Eldridge-West Oaks
What Influences the Cost of Car Insurance in Eldridge-West Oaks?
On average, car insurance in Eldridge-West Oaks is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Eldridge-West Oaks is 38 minutes, which is far more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Eldridge-West Oaks are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Eldridge-West Oaks is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Eldridge-West Oaks is $102 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Houston: Insurance costs 2.78% less
- Terra del Sol: Insurance costs 5.42% more
- Energy Corridor: Insurance costs 3.96% less
- Mission Bend South: Insurance costs 1.56% less
- Sugarland: Insurance costs 3.57% more
- Westchase: Insurance costs the same
- Addicks-Park ten: Insurance costs 6.74% less
- Nottingham: Insurance costs 8.55% less
- Greater Memorial: Insurance costs 9.38% less
- Memorial Parkway: Insurance costs 8.60% less
Neighborhoods with Similar Populations
- Lents: Insurance costs 7.47% less
- Hunts Point: Insurance costs 77.43% more
- Linda Vista: Insurance costs 0.83% less
- Western Branch North: Insurance costs 38.89% less
- Northwood: Insurance costs 4.10% more
- Theater District: Insurance costs 52.42% more
- Palos Verdes Peninsula: Insurance costs 8.70% more
- Sommerset West-Elmonica South: Insurance costs 18.76% less
- Oneco: Insurance costs 27.70% more
- Northshore: Insurance costs 0.15% less