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Get Cheap Car Insurance in Greater Memorial, Houston, TX
We monitor insurance prices, helping the average driver in Greater Memorial save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Greater Memorial
The chart below shows the cheapest car insurance company in Greater Memorial for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Greater Memorial Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $63 |
| Progressive | $64 |
| State Farm | $70 |
Savings for Every Kind of Greater Memorial Driver
Based on our extensive insurance data, we know the average Greater Memorial driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $382 per year by choosing the right vehicle insurance company. Some Greater Memorial residents are paying out over $1,855 extra every year for auto insurance in Greater Memorial. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Greater Memorial, Houston, TX Savings / Yr. |
|---|---|
$382 |
|
$873 |
|
$770 |
|
$882 |
|
$1,342 |
|
$507 |
|
$554 |
Greater Memorial Car Insurance vs. Houston
People living in Greater Memorial pay an average of 5.07% less than the typical driver in the state. The average driver in Greater Memorial can expect to pay about $1,105 per year, or $1,855 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Greater Memorial for most people.
Car Insurance Prices by Greater Memorial Neighborhood
Insurance Prices
Where is insurance cheapest within Greater Memorial?
The map shows insurance prices in and around Greater Memorial, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $373 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,111 to a low of $1,738. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Greater Memorial.Pick the Best Car Insurance Company for You in Greater Memorial
The best car insurance provider for most drivers in Greater Memorial
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $382 over the average Greater Memorial car insurance company.
The best car insurance provider for Greater Memorial drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $873 over the competition.
The best car insurance company for Greater Memorial drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $770 better than other car insurance companies.
The best auto insurance for Greater Memorial drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $882 less each year.
The least expensive car insurance company for new and young drivers in Greater Memorial
In Greater Memorial, State Farm costs young drivers $1,342 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Greater Memorial
State Farm gave the largest car insurance discounts to married couples, averaging $507 saved each year compared to an average Greater Memorial couple's premiums.
The cheapest car insurance in Greater Memorial for drivers with bad credit
The best Greater Memorial car insurance company for customer service
Nationwide was the best company for customer service in Greater Memorial according to the NAIC.
Recent price drops
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The cheapest large national provider in Greater Memorial
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Greater Memorial driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Greater Memorial, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Greater Memorial
What Influences the Cost of Car Insurance in Greater Memorial?
On average, car insurance in Greater Memorial is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Greater Memorial is 28 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Greater Memorial are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Greater Memorial is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Greater Memorial is $92 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Spring Branch: Insurance costs 6.74% more
- Westchase: Insurance costs 10.35% more
- Galleria-Uptown: Insurance costs 2.75% more
- West Houston: Insurance costs 7.28% more
- Energy Corridor: Insurance costs 5.98% more
- Fairbanks-Northwest Crossing: Insurance costs 10.51% more
- River Oaks: Insurance costs 1.73% less
- Oak Forest-Garden Oaks: Insurance costs 5.93% more
- Eldridge-West Oaks: Insurance costs 10.35% more
- Sugarland: Insurance costs 14.29% more
Neighborhoods with Similar Populations
- Mar Vista: Insurance costs 27.60% more
- South Dorchester: Insurance costs 20.11% more
- Seaport: Insurance costs 24.80% more
- Scripps Ranch: Insurance costs 3.40% more
- Old Brooklyn: Insurance costs 34.45% less
- Oakland Gardens: Insurance costs 69.33% more
- Northeast: Insurance costs 21.67% more
- North Valleys: Insurance costs 20.92% more
- North Torrance: Insurance costs 20.11% more
- North San Jose: Insurance costs 12.78% more