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Get Cheap Car Insurance in Fairbanks-Northwest Crossing, Houston, TX
We monitor insurance prices, helping the average driver in Fairbanks-Northwest Crossing save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Fairbanks-Northwest Crossing
The chart below shows the cheapest car insurance company in Fairbanks-Northwest Crossing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Fairbanks-Northwest Crossing Insurer | Monthly Cost |
|---|---|
| Clearcover | $53 |
| Mile Auto | $69 |
| Progressive | $71 |
| State Farm | $77 |
Savings for Every Kind of Fairbanks-Northwest Crossing Driver
Based on our extensive insurance data, we know the average Fairbanks-Northwest Crossing driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Fairbanks-Northwest Crossing residents are paying out over $2,050 extra every year for auto insurance in Fairbanks-Northwest Crossing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fairbanks-Northwest Crossing, Houston, TX Savings / Yr. |
|---|---|
$422 |
|
$965 |
|
$851 |
|
$975 |
|
$1,483 |
|
$560 |
|
$613 |
Fairbanks-Northwest Crossing Car Insurance vs. Houston
People living in Fairbanks-Northwest Crossing pay an average of 4.90% more than the typical driver in the state. The average driver in Fairbanks-Northwest Crossing can expect to pay about $1,221 per year, or $2,050 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Fairbanks-Northwest Crossing for most people.
Car Insurance Prices by Fairbanks-Northwest Crossing Neighborhood
Insurance Prices
Where is insurance cheapest within Fairbanks-Northwest Crossing?
The map shows insurance prices in and around Fairbanks-Northwest Crossing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $264 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,143 to a low of $1,879. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Fairbanks-Northwest Crossing.Pick the Best Car Insurance Company for You in Fairbanks-Northwest Crossing
The best car insurance provider for most drivers in Fairbanks-Northwest Crossing
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $422 over the average Fairbanks-Northwest Crossing car insurance company.
The best car insurance provider for Fairbanks-Northwest Crossing drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $965 over the competition.
The best car insurance company for Fairbanks-Northwest Crossing drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $851 better than other car insurance companies.
The best auto insurance for Fairbanks-Northwest Crossing drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $975 less each year.
The least expensive car insurance company for new and young drivers in Fairbanks-Northwest Crossing
In Fairbanks-Northwest Crossing, State Farm costs young drivers $1,483 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fairbanks-Northwest Crossing
State Farm gave the largest car insurance discounts to married couples, averaging $560 saved each year compared to an average Fairbanks-Northwest Crossing couple's premiums.
The cheapest car insurance in Fairbanks-Northwest Crossing for drivers with bad credit
The best Fairbanks-Northwest Crossing car insurance company for customer service
Nationwide was the best company for customer service in Fairbanks-Northwest Crossing according to the NAIC.
Recent price drops
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The cheapest large national provider in Fairbanks-Northwest Crossing
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fairbanks-Northwest Crossing driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fairbanks-Northwest Crossing, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Fairbanks-Northwest Crossing
What Influences the Cost of Car Insurance in Fairbanks-Northwest Crossing?
On average, car insurance in Fairbanks-Northwest Crossing is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fairbanks-Northwest Crossing is 32 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fairbanks-Northwest Crossing are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Fairbanks-Northwest Crossing is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fairbanks-Northwest Crossing is $102 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Near Northwest: Insurance costs 2.05% more
- Greater Inwood: Insurance costs 3.51% more
- Spring Branch: Insurance costs 3.41% less
- Oak Forest-Garden Oaks: Insurance costs 4.15% less
- Acres Home: Insurance costs 4.93% more
- Greater Memorial: Insurance costs 9.51% less
- Northside Northline: Insurance costs 6.29% more
- Harvest Bend: Insurance costs 6.20% less
- Independence Heights: Insurance costs 4.98% more
- Airline: Insurance costs 1.27% more
Neighborhoods with Similar Populations
- Coves North: Insurance costs 9.56% less
- Kingfield: Insurance costs 10.88% less
- South Overton: Insurance costs 14.15% less
- South Area: Insurance costs 19.80% less
- Shoreline West: Insurance costs 1.07% more
- Secret Cove: Insurance costs 18.73% more
- Samuel A Rothermel: Insurance costs 9.02% less
- Pocono Country Place: Insurance costs 17.12% less
- Piedmont Avenue: Insurance costs 7.66% more
- Pacheco-Martinez: Insurance costs 2.15% more