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Get Cheap Car Insurance in Lower Chelsea, Atlantic City, NJ
We monitor insurance prices, helping the average driver in Lower Chelsea save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Lower Chelsea
The chart below shows the cheapest car insurance company in Lower Chelsea for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Lower Chelsea Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Geico | $72 |
| Plymouth Rock Assurance | $88 |
| NJM | $104 |
Savings for Every Kind of Lower Chelsea Driver
Based on our extensive insurance data, we know the average Lower Chelsea driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $545 per year by choosing the right vehicle insurance company. Some Lower Chelsea residents are paying out over $2,079 extra every year for auto insurance in Lower Chelsea. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lower Chelsea, Atlantic City, NJ Savings / Yr. |
|---|---|
$545 |
|
$1,011 |
|
$776 |
|
$670 |
|
$2,689 |
|
$524 |
|
$815 |
Lower Chelsea Car Insurance vs. Atlantic City
People living in Lower Chelsea pay an average of 14.48% more than the typical driver in the state. The average driver in Lower Chelsea can expect to pay about $1,240 per year, or $2,079 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lower Chelsea for most people.
Car Insurance Prices by Lower Chelsea Neighborhood
Insurance Prices
Where is insurance cheapest within Lower Chelsea?
The map shows insurance prices in and around Lower Chelsea, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $364 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,229 to a low of $1,865. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Lower Chelsea.Pick the Best Car Insurance Company for You in Lower Chelsea
The best car insurance provider for most drivers in Lower Chelsea
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $545 over the average Lower Chelsea car insurance company.
The best car insurance provider for Lower Chelsea drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,011 over the competition.
The best car insurance company for Lower Chelsea drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $776 better than other car insurance companies.
The best auto insurance for Lower Chelsea drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $670 less each year.
The least expensive car insurance company for new and young drivers in Lower Chelsea
In Lower Chelsea, Geico costs young drivers $2,689 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lower Chelsea
Geico gave the largest car insurance discounts to married couples, averaging $524 saved each year compared to an average Lower Chelsea couple's premiums.
The cheapest car insurance in Lower Chelsea for drivers with bad credit
The best Lower Chelsea car insurance company for customer service
Nationwide was the best company for customer service in Lower Chelsea according to the NAIC.
Recent price drops
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The cheapest large national provider in Lower Chelsea
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lower Chelsea driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lower Chelsea, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Lower Chelsea
What Influences the Cost of Car Insurance in Lower Chelsea?
On average, car insurance in Lower Chelsea is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lower Chelsea are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Lower Chelsea is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lower Chelsea is $103 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Chelsea: Insurance costs 1.92% more
- Westside: Insurance costs 2.84% more
- Atlantic City Inlet: Insurance costs 2.07% more
- The Gardens: Insurance costs 16.84% less
- Barnegat Pines: Insurance costs 17.94% less
- Rising Sun-Lebanon: Insurance costs 13.76% less
- Kent Acres: Insurance costs 9.57% less
- Penns Beach: Insurance costs 13.47% less
- Northwest Wilmington: Insurance costs 6.25% more
- Mayfield: Insurance costs 7.70% less
Neighborhoods with Similar Populations
- Thomasboro-Hoskins: Insurance costs 27.80% less
- College Park: Insurance costs 15.25% less
- Croydon Park: Insurance costs 1.44% less
- Cutten: Insurance costs 9.48% less
- Delawanna: Insurance costs 1.35% more
- Hickory Grove: Insurance costs 30.40% less
- Highland Park: Insurance costs 27.99% less
- Highline Villages: Insurance costs 13.85% more
- Thomas Manor: Insurance costs 7.46% less
- Arlington-East Falls: Insurance costs 39.01% less