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Get Cheap Car Insurance in Chelsea, Atlantic City, NJ
We monitor insurance prices, helping the average driver in Chelsea save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Chelsea
The chart below shows the cheapest car insurance company in Chelsea for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Chelsea Insurer | Monthly Cost |
|---|---|
| State Farm | $70 |
| Geico | $73 |
| Plymouth Rock Assurance | $90 |
| NJM | $106 |
Savings for Every Kind of Chelsea Driver
Based on our extensive insurance data, we know the average Chelsea driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $555 per year by choosing the right vehicle insurance company. Some Chelsea residents are paying out over $2,119 extra every year for auto insurance in Chelsea. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chelsea, Atlantic City, NJ Savings / Yr. |
|---|---|
$555 |
|
$1,030 |
|
$791 |
|
$683 |
|
$2,741 |
|
$534 |
|
$831 |
Chelsea Car Insurance vs. Atlantic City
People living in Chelsea pay an average of 16.67% more than the typical driver in the state. The average driver in Chelsea can expect to pay about $1,264 per year, or $2,119 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Chelsea for most people.
Car Insurance Prices by Chelsea Neighborhood
Insurance Prices
Where is insurance cheapest within Chelsea?
The map shows insurance prices in and around Chelsea, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $330 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,293 to a low of $1,963. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Chelsea.Pick the Best Car Insurance Company for You in Chelsea
The best car insurance provider for most drivers in Chelsea
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $555 over the average Chelsea car insurance company.
The best car insurance provider for Chelsea drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,030 over the competition.
The best car insurance company for Chelsea drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $791 better than other car insurance companies.
The best auto insurance for Chelsea drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $683 less each year.
The least expensive car insurance company for new and young drivers in Chelsea
In Chelsea, Geico costs young drivers $2,741 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chelsea
Geico gave the largest car insurance discounts to married couples, averaging $534 saved each year compared to an average Chelsea couple's premiums.
The cheapest car insurance in Chelsea for drivers with bad credit
The best Chelsea car insurance company for customer service
Recent price drops
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The cheapest large national provider in Chelsea
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chelsea driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chelsea, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Chelsea
What Influences the Cost of Car Insurance in Chelsea?
On average, car insurance in Chelsea is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chelsea are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Chelsea is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chelsea is $105 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lower Chelsea: Insurance costs 1.89% less
- Westside: Insurance costs 0.90% more
- Atlantic City Inlet: Insurance costs 0.14% more
- The Gardens: Insurance costs 18.40% less
- Barnegat Pines: Insurance costs 19.49% less
- Rising Sun-Lebanon: Insurance costs 15.38% less
- Kent Acres: Insurance costs 11.28% less
- Penns Beach: Insurance costs 15.10% less
- Northwest Wilmington: Insurance costs 4.25% more
- Mayfield: Insurance costs 9.44% less
Neighborhoods with Similar Populations
- Rolling Hills Ranch: Insurance costs 6.70% less
- Mt Eden: Insurance costs 0.19% more
- Barton Hills: Insurance costs 19.21% less
- Midtown: Insurance costs 1.18% more
- Klondike: Insurance costs 1.04% more
- Wolf Pen Creek District: Insurance costs 21.80% less
- Regent Park: Insurance costs 88.34% more
- River Park: Insurance costs 37.90% less
- Sweetbriar: Insurance costs 10.29% less
- Toddville Road: Insurance costs 33.08% less