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Get Cheap Car Insurance in St. Francis, Daly City, CA
We monitor insurance prices, helping the average driver in St. Francis save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in St. Francis
The chart below shows the cheapest car insurance company in St. Francis for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| St. Francis Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of St. Francis Driver
Based on our extensive insurance data, we know the average St. Francis driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $691 per year by choosing the right vehicle insurance company. Some St. Francis residents are paying out over $2,162 extra every year for auto insurance in St. Francis. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
St. Francis, Daly City, CA Savings / Yr. |
|---|---|
$691 |
|
$1,266 |
|
$1,002 |
|
$1,760 |
|
$904 |
|
$392 |
|
$0 |
St. Francis Car Insurance vs. Daly City
People living in St. Francis pay an average of 7.69% more than the typical driver in the state. The average driver in St. Francis can expect to pay about $1,012 per year, or $2,162 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in St. Francis for most people.
Car Insurance Prices by St. Francis Neighborhood
Insurance Prices
Where is insurance cheapest within St. Francis?
The map shows insurance prices in and around St. Francis, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $328 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,380 to a low of $2,052. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of St. Francis.Pick the Best Car Insurance Company for You in St. Francis
The best car insurance provider for most drivers in St. Francis
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $691 over the average St. Francis car insurance company.
The best car insurance provider for St. Francis drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,266 over the competition.
The best car insurance company for St. Francis drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,002 better than other car insurance companies.
The best auto insurance for St. Francis drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,760 less each year.
The least expensive car insurance company for new and young drivers in St. Francis
In St. Francis, State Farm costs young drivers $904 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in St. Francis
Progressive gave the largest car insurance discounts to married couples, averaging $392 saved each year compared to an average St. Francis couple's premiums.
The cheapest car insurance in St. Francis for drivers with bad credit
The best St. Francis car insurance company for customer service
Nationwide was the best company for customer service in St. Francis according to the NAIC.
Recent price drops
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The cheapest large national provider in St. Francis
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average St. Francis driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In St. Francis, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around St. Francis
What Influences the Cost of Car Insurance in St. Francis?
On average, car insurance in St. Francis is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in St. Francis is 37 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in St. Francis are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- St. Francis has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in St. Francis is $84 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Westlake-San Francisco: Insurance costs 2.04% more
- Broadmoor: Insurance costs 2.45% more
- Hillside: Insurance costs 2.73% more
- Fairmont: Insurance costs 7.03% less
- Serramonte: Insurance costs 1.11% less
- Original Daly City: Insurance costs 8.28% more
- Edgemar-Pacific Manor: Insurance costs 4.26% less
- Westview: Insurance costs 4.95% less
- Crocker: Insurance costs 2.17% more
- Serra Highlands: Insurance costs 0.37% more
Neighborhoods with Similar Populations
- West 7th: Insurance costs 16.23% less
- Lee-Miles: Insurance costs 37.00% less
- West A: Insurance costs 31.22% less
- Love Field Area: Insurance costs 11.15% less
- Lower East Side: Insurance costs 44.63% less
- Lower Roseville: Insurance costs 14.57% more
- Ludlow: Insurance costs 57.03% more
- Magruder: Insurance costs 42.51% less
- Mandarin Station-Losco: Insurance costs 17.81% more
- Mandell: Insurance costs 3.61% less