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Get Cheap Car Insurance in Culver-Winton, Rochester, NY
We monitor insurance prices, helping the average driver in Culver-Winton save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Culver-Winton
The chart below shows the cheapest car insurance company in Culver-Winton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Culver-Winton Insurer | Monthly Cost |
|---|---|
| Kemper | $85 |
| Plymouth Rock Assurance | $114 |
| Safeco Insurance | $122 |
| Geico | $128 |
Savings for Every Kind of Culver-Winton Driver
Based on our extensive insurance data, we know the average Culver-Winton driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $692 per year by choosing the right vehicle insurance company. Some Culver-Winton residents are paying out over $2,323 extra every year for auto insurance in Culver-Winton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Culver-Winton, Rochester, NY Savings / Yr. |
|---|---|
$692 |
|
$442 |
|
$882 |
|
$893 |
|
$2,187 |
|
$732 |
|
$1,166 |
Culver-Winton Car Insurance vs. Rochester
People living in Culver-Winton pay an average of 4.22% less than the typical driver in the state. The average driver in Culver-Winton can expect to pay about $1,685 per year, or $2,323 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Culver-Winton for most people.
Car Insurance Prices by Culver-Winton Neighborhood
Insurance Prices
Where is insurance cheapest within Culver-Winton?
The map shows insurance prices in and around Culver-Winton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $316 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,494 to a low of $2,178. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northeast parts of Culver-Winton.Pick the Best Car Insurance Company for You in Culver-Winton
The best car insurance provider for most drivers in Culver-Winton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $692 over the average Culver-Winton car insurance company.
The best car insurance provider for Culver-Winton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $442 over the competition.
The best car insurance company for Culver-Winton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $882 better than other car insurance companies.
The best auto insurance for Culver-Winton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $893 less each year.
The least expensive car insurance company for new and young drivers in Culver-Winton
In Culver-Winton, Progressive costs young drivers $2,187 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Culver-Winton
Progressive gave the largest car insurance discounts to married couples, averaging $732 saved each year compared to an average Culver-Winton couple's premiums.
The cheapest car insurance in Culver-Winton for drivers with bad credit
The best Culver-Winton car insurance company for customer service
Nationwide was the best company for customer service in Culver-Winton according to the NAIC.
Recent price drops
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The cheapest large national provider in Culver-Winton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Culver-Winton driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Culver-Winton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Culver-Winton
What Influences the Cost of Car Insurance in Culver-Winton?
On average, car insurance in Culver-Winton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Culver-Winton is 22 minutes, which is far less than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Culver-Winton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Culver-Winton is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Culver-Winton is $140 per month for minimum coverage and $194 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Browncroft: Insurance costs 4.82% less
- Beechwood: Insurance costs 18.68% more
- Homestead Heights: Insurance costs 11.06% more
- East Avenue: Insurance costs 1.42% less
- Cobbs Hill: Insurance costs 7.75% less
- Park Avenue: Insurance costs 4.26% less
- North Marketview Heights: Insurance costs 22.47% more
- Northland Lyceum: Insurance costs 7.92% more
- South Marketview Heights: Insurance costs 22.34% more
- Roselawn: Insurance costs 5.12% less
Neighborhoods with Similar Populations
- Harbor House: Insurance costs 38.74% less
- Tallyn's Reach: Insurance costs 13.65% less
- North Central: Insurance costs 37.58% less
- North Brookline: Insurance costs 22.17% less
- Bayshore Beautiful: Insurance costs 16.83% more
- Fort Sanders: Insurance costs 41.11% less
- Gove Street: Insurance costs 3.92% less
- Olneyville: Insurance costs 16.66% more
- San Andreas: Insurance costs 3.27% less
- Saint Claude: Insurance costs 72.49% more