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Get Cheap Car Insurance in Downtown Concord, Concord, CA
We monitor insurance prices, helping the average driver in Downtown Concord save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Downtown Concord
The chart below shows the cheapest car insurance company in Downtown Concord for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Downtown Concord Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Downtown Concord Driver
Based on our extensive insurance data, we know the average Downtown Concord driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $723 per year by choosing the right vehicle insurance company. Some Downtown Concord residents are paying out over $2,261 extra every year for auto insurance in Downtown Concord. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Concord, Concord, CA Savings / Yr. |
|---|---|
$723 |
|
$1,324 |
|
$1,047 |
|
$1,840 |
|
$945 |
|
$410 |
|
$0 |
Downtown Concord Car Insurance vs. Concord
People living in Downtown Concord pay an average of 12.61% more than the typical driver in the state. The average driver in Downtown Concord can expect to pay about $1,059 per year, or $2,261 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Downtown Concord for most people.
Car Insurance Prices by Downtown Concord Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Concord?
The map shows insurance prices in and around Downtown Concord, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $307 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,330 to a low of $2,023. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Downtown Concord.Pick the Best Car Insurance Company for You in Downtown Concord
The best car insurance provider for most drivers in Downtown Concord
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $723 over the average Downtown Concord car insurance company.
The best car insurance provider for Downtown Concord drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,324 over the competition.
The best car insurance company for Downtown Concord drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,047 better than other car insurance companies.
The best auto insurance for Downtown Concord drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,840 less each year.
The least expensive car insurance company for new and young drivers in Downtown Concord
In Downtown Concord, State Farm costs young drivers $945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Concord
Progressive gave the largest car insurance discounts to married couples, averaging $410 saved each year compared to an average Downtown Concord couple's premiums.
The cheapest car insurance in Downtown Concord for drivers with bad credit
The best Downtown Concord car insurance company for customer service
Nationwide was the best company for customer service in Downtown Concord according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Concord
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Downtown Concord driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Concord, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Downtown Concord
What Influences the Cost of Car Insurance in Downtown Concord?
On average, car insurance in Downtown Concord is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown Concord is 47 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Concord are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Downtown Concord has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Concord is $88 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ellis Lake: Insurance costs 0.09% less
- Cambridge Park: Insurance costs 3.32% less
- Pacheco-Martinez: Insurance costs 7.39% less
- Pleasant Valley: Insurance costs 4.11% less
- Northgate Area: Insurance costs 12.78% less
- Downtown Walnut Creek: Insurance costs 1.37% less
- Downtown Lafayette: Insurance costs 8.76% less
- Glencove: Insurance costs 3.89% less
- Merriwood: Insurance costs 11.06% less
- Carquinez Heights: Insurance costs 1.64% less
Neighborhoods with Similar Populations
- Forest Trails: Insurance costs 14.29% more
- Sheraden: Insurance costs 30.65% less
- Sherwood Forest: Insurance costs 32.46% more
- Happy Valley: Insurance costs 16.05% less
- Hanamaulu: Insurance costs 43.26% less
- Hampton Cove: Insurance costs 32.68% less
- Greeneville Historic District: Insurance costs 1.28% more
- Golf Course Terrace: Insurance costs 2.79% more
- Fox Point: Insurance costs 9.95% more
- Fourth Ward: Insurance costs 44.89% less