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Get Cheap Car Insurance in Cramer Hill, Camden, NJ
We monitor insurance prices, helping the average driver in Cramer Hill save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Cramer Hill
The chart below shows the cheapest car insurance company in Cramer Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Cramer Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Geico | $72 |
| Plymouth Rock Assurance | $89 |
| NJM | $105 |
Savings for Every Kind of Cramer Hill Driver
Based on our extensive insurance data, we know the average Cramer Hill driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $548 per year by choosing the right vehicle insurance company. Some Cramer Hill residents are paying out over $2,092 extra every year for auto insurance in Cramer Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cramer Hill, Camden, NJ Savings / Yr. |
|---|---|
$548 |
|
$1,017 |
|
$781 |
|
$674 |
|
$2,706 |
|
$528 |
|
$820 |
Cramer Hill Car Insurance vs. Camden
People living in Cramer Hill pay an average of 15.19% more than the typical driver in the state. The average driver in Cramer Hill can expect to pay about $1,247 per year, or $2,092 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Cramer Hill for most people.
Car Insurance Prices by Cramer Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Cramer Hill?
The map shows insurance prices in and around Cramer Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $152 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,160 to a low of $2,008. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Cramer Hill.Pick the Best Car Insurance Company for You in Cramer Hill
The best car insurance provider for most drivers in Cramer Hill
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $548 over the average Cramer Hill car insurance company.
The best car insurance provider for Cramer Hill drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,017 over the competition.
The best car insurance company for Cramer Hill drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $781 better than other car insurance companies.
The best auto insurance for Cramer Hill drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $674 less each year.
The least expensive car insurance company for new and young drivers in Cramer Hill
In Cramer Hill, Geico costs young drivers $2,706 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cramer Hill
Geico gave the largest car insurance discounts to married couples, averaging $528 saved each year compared to an average Cramer Hill couple's premiums.
The cheapest car insurance in Cramer Hill for drivers with bad credit
The best Cramer Hill car insurance company for customer service
Nationwide was the best company for customer service in Cramer Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Cramer Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cramer Hill driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cramer Hill, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Cramer Hill
What Influences the Cost of Car Insurance in Cramer Hill?
On average, car insurance in Cramer Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cramer Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Cramer Hill has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cramer Hill is $104 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Dudley: Insurance costs 0.72% more
- Pyne Poynt: Insurance costs 4.97% more
- Biedeman: Insurance costs 4.35% more
- Marlton: Insurance costs 6.26% more
- Rosedale: Insurance costs 0.14% more
- Stockton: Insurance costs 3.59% more
- Lanning Square: Insurance costs 2.68% less
- Parkside: Insurance costs 2.87% more
- Whitman Park: Insurance costs 1.20% more
- Centerville: Insurance costs 6.17% more
Neighborhoods with Similar Populations
- Landfall: Insurance costs 43.21% less
- Seven Oaks at Grand Island: Insurance costs 8.56% less
- Samish Hill: Insurance costs 34.94% less
- Ruskin Heights: Insurance costs 4.78% more
- Perimeter Center: Insurance costs 15.01% less
- Orange Blossom Gardens: Insurance costs 15.68% more
- Old Northeast: Insurance costs 43.21% less
- Mlk Park: Insurance costs 44.69% more
- Martin Luther King: Insurance costs 31.69% less
- Marshall-Shadeland: Insurance costs 27.49% less