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Get Cheap Car Insurance in Village 12, Sacramento, CA
We monitor insurance prices, helping the average driver in Village 12 save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Village 12
The chart below shows the cheapest car insurance company in Village 12 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Village 12 Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $66 |
| Travelers | $69 |
Savings for Every Kind of Village 12 Driver
Based on our extensive insurance data, we know the average Village 12 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $701 per year by choosing the right vehicle insurance company. Some Village 12 residents are paying out over $2,193 extra every year for auto insurance in Village 12. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Village 12, Sacramento, CA Savings / Yr. |
|---|---|
$701 |
|
$1,284 |
|
$1,016 |
|
$1,784 |
|
$916 |
|
$397 |
|
$0 |
Village 12 Car Insurance vs. Sacramento
People living in Village 12 pay an average of 9.20% more than the typical driver in the state. The average driver in Village 12 can expect to pay about $1,026 per year, or $2,193 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Village 12 for most people.
Car Insurance Prices by Village 12 Neighborhood
Insurance Prices
Where is insurance cheapest within Village 12?
The map shows insurance prices in and around Village 12, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $137 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,279 to a low of $2,142. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Village 12.Pick the Best Car Insurance Company for You in Village 12
The best car insurance provider for most drivers in Village 12
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $701 over the average Village 12 car insurance company.
The best car insurance provider for Village 12 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,284 over the competition.
The best car insurance company for Village 12 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,016 better than other car insurance companies.
The best auto insurance for Village 12 drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,784 less each year.
The least expensive car insurance company for new and young drivers in Village 12
In Village 12, State Farm costs young drivers $916 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Village 12
Progressive gave the largest car insurance discounts to married couples, averaging $397 saved each year compared to an average Village 12 couple's premiums.
The cheapest car insurance in Village 12 for drivers with bad credit
The best Village 12 car insurance company for customer service
Nationwide was the best company for customer service in Village 12 according to the NAIC.
Recent price drops
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The cheapest large national provider in Village 12
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Village 12 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Village 12, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Village 12
What Influences the Cost of Car Insurance in Village 12?
On average, car insurance in Village 12 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Village 12 is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Village 12 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Village 12 is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Village 12 is $86 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Village 11: Insurance costs 2.92% more
- Natomas Park: Insurance costs 1.78% more
- Village 9: Insurance costs the same
- Village 5: Insurance costs 2.33% more
- Creekside: Insurance costs 0.46% more
- Natomas Creek: Insurance costs 1.50% more
- Natomas Crossing: Insurance costs 1.05% less
- Glenwood Meadows: Insurance costs 1.87% more
- Village 2: Insurance costs 2.33% more
- Robla: Insurance costs 3.24% more
Neighborhoods with Similar Populations
- Bayou St John: Insurance costs 67.17% more
- Colemans Daytona: Insurance costs 23.58% more
- Puhi: Insurance costs 45.42% less
- Lake Park: Insurance costs 26.08% less
- Marinwood: Insurance costs 8.34% less
- Martens-Carmelita: Insurance costs 7.84% less
- Meadow Springs: Insurance costs 38.17% less
- Middletown-Pelham Bay: Insurance costs 55.04% more
- Northwest Redlands: Insurance costs 6.52% less
- Prairie Point-Wildberry: Insurance costs 16.51% less