Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Port Dixie, Lake Lorraine, FL

We monitor insurance prices, helping the average driver in Port Dixie save up to 34.6% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Port Dixie

The chart below shows the cheapest car insurance company in Port Dixie for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Port Dixie Insurer Monthly Cost
Geico $114
State Farm $121
Gainsco $158
Bristol West $158

Savings for Every Kind of Port Dixie Driver

The table shows how much the average auto insurance customer in Port Dixie might save by following our recommendations.

Based on our extensive insurance data, we know the average Port Dixie driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $697 per year by choosing the right vehicle insurance company. Some Port Dixie residents are paying out over $2,383 extra every year for auto insurance in Port Dixie. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Port Dixie Car Insurance vs. Lake Lorraine

People living in Port Dixie pay an average of 9.80% less than the typical driver in the state. The average driver in Port Dixie can expect to pay about $2,176 per year, or $2,383 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Port Dixie for most people.

Car Insurance Prices by Port Dixie Neighborhood

Port Dixie, Lake Lorraine, FL map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Port Dixie?

The map shows insurance prices in and around Port Dixie, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $372 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,575 to a low of $2,203. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Port Dixie.

Pick the Best Car Insurance Company for You in Port Dixie

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Port Dixie insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Port Dixie

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $697 over the average Port Dixie car insurance company.

Visit Site

We use the average good driver, paying $141 per month, as our baseline for pricing in Port Dixie. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Port Dixie drivers with accidents on their records

In Port Dixie getting into an accident will raise premiums an average 28% for a yearly cost of $3,308. That's $925 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,024 over the competition.

Visit Site

The best car insurance company for Port Dixie drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $787 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Port Dixie, tickets raise premiums on new quotes about $664. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $3,047 per year.

The best auto insurance for Port Dixie drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,253 per year in auto insurance premiums, which was $870 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $779 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Port Dixie

In Port Dixie, Geico costs young drivers $2,476 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Port Dixie. With an average cost of $7,151 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Port Dixie

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $168. State Farm, Geico, and Progressive provided the largest discounts to couples living in Port Dixie.

Geico gave the largest car insurance discounts to married couples, averaging $676 saved each year compared to an average Port Dixie couple's premiums.

Visit Site

The cheapest car insurance in Port Dixie for drivers with bad credit

People with poor credit saved an average of $986 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,139 every year. Premiums for people with poor credit were about $3,522 in Port Dixie. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Port Dixie car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Port Dixie, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Port Dixie.

Allstate was the best company for customer service in Port Dixie according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Port Dixie, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Port Dixie. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Port Dixie

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 43% of Port Dixie residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Dixie driver can expect to pay about $156 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Dixie, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Port Dixie

What Influences the Cost of Car Insurance in Port Dixie?

On average, car insurance in Port Dixie is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Port Dixie is 29 minutes, which is a little less than average for a driver in the city.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Port Dixie are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • Port Dixie is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Port Dixie is $181 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Port Dixie driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Port Dixie with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.