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Get Cheap Car Insurance in South Hampton, St. Louis, MO
We monitor insurance prices, helping the average driver in South Hampton save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in South Hampton
The chart below shows the cheapest car insurance company in South Hampton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| South Hampton Insurer | Monthly Cost |
|---|---|
| State Farm | $77 |
| Travelers | $77 |
| Safeco Insurance | $79 |
| Clearcover | $84 |
Savings for Every Kind of South Hampton Driver
Based on our extensive insurance data, we know the average South Hampton driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $550 per year by choosing the right vehicle insurance company. Some South Hampton residents are paying out over $2,038 extra every year for auto insurance in South Hampton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Hampton, St. Louis, MO Savings / Yr. |
|---|---|
$550 |
|
$767 |
|
$702 |
|
$785 |
|
$1,656 |
|
$428 |
|
$656 |
South Hampton Car Insurance vs. St. Louis
People living in South Hampton pay an average of 13.15% more than the typical driver in the state. The average driver in South Hampton can expect to pay about $1,255 per year, or $2,038 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in South Hampton for most people.
Car Insurance Prices by South Hampton Neighborhood
Insurance Prices
Where is insurance cheapest within South Hampton?
The map shows insurance prices in and around South Hampton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $386 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,303 to a low of $1,917. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of South Hampton.Pick the Best Car Insurance Company for You in South Hampton
The best car insurance provider for most drivers in South Hampton
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $550 over the average South Hampton car insurance company.
The best car insurance provider for South Hampton drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for South Hampton drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $702 better than other car insurance companies.
The best auto insurance for South Hampton drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $785 less each year.
The least expensive car insurance company for new and young drivers in South Hampton
In South Hampton, Travelers costs young drivers $1,656 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Hampton
State Farm gave the largest car insurance discounts to married couples, averaging $428 saved each year compared to an average South Hampton couple's premiums.
The cheapest car insurance in South Hampton for drivers with bad credit
The best South Hampton car insurance company for customer service
Nationwide was the best company for customer service in South Hampton according to the NAIC.
Recent price drops
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The cheapest large national provider in South Hampton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Hampton driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Hampton, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around South Hampton
What Influences the Cost of Car Insurance in South Hampton?
On average, car insurance in South Hampton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Hampton is 30 minutes, which is far more than average for a driver in the city.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Hampton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- South Hampton is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Hampton is $105 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Hampton: Insurance costs 0.20% less
- Princeton Heights: Insurance costs 0.83% less
- Saint Louis Hills: Insurance costs 2.55% less
- Bevo Mill: Insurance costs 6.87% more
- Lindenwood Park: Insurance costs 4.12% less
- Southwest Garden: Insurance costs 0.59% less
- Clifton Heights: Insurance costs 3.19% less
- Tower Grove South: Insurance costs 4.71% more
- Holly Hills: Insurance costs 1.96% more
- Boulevard Heights: Insurance costs 1.42% less
Neighborhoods with Similar Populations
- Woodstone: Insurance costs 14.38% less
- South India Mound: Insurance costs 3.29% more
- Vineyards: Insurance costs 12.07% more
- Eagledale: Insurance costs 31.26% less
- Waterfront: Insurance costs 1.96% less
- West End Theatre District: Insurance costs 28.51% less
- White City: Insurance costs 22.67% more
- Wildhorse: Insurance costs 7.51% less
- College Heights: Insurance costs 20.36% less
- Clayton: Insurance costs 6.77% less