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Get Cheap Car Insurance in Westwood, Denver, CO
We monitor insurance prices, helping the average driver in Westwood save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Westwood
The chart below shows the cheapest car insurance company in Westwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Westwood Insurer | Monthly Cost |
|---|---|
| State Farm | $77 |
| Bristol West | $92 |
| Safeco Insurance | $93 |
| Geico | $96 |
Savings for Every Kind of Westwood Driver
Based on our extensive insurance data, we know the average Westwood driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $487 per year by choosing the right vehicle insurance company. Some Westwood residents are paying out over $2,272 extra every year for auto insurance in Westwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Westwood, Denver, CO Savings / Yr. |
|---|---|
$487 |
|
$868 |
|
$698 |
|
$746 |
|
$2,209 |
|
$585 |
|
$857 |
Westwood Car Insurance vs. Denver
People living in Westwood pay an average of 20.20% more than the typical driver in the state. The average driver in Westwood can expect to pay about $1,327 per year, or $2,272 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Westwood for most people.
Car Insurance Prices by Westwood Neighborhood
Insurance Prices
Where is insurance cheapest within Westwood?
The map shows insurance prices in and around Westwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $190 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,376 to a low of $2,186. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Westwood.Pick the Best Car Insurance Company for You in Westwood
The best car insurance provider for most drivers in Westwood
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $487 over the average Westwood car insurance company.
The best car insurance provider for Westwood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Westwood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $698 better than other car insurance companies.
The best auto insurance for Westwood drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $746 less each year.
The least expensive car insurance company for new and young drivers in Westwood
In Westwood, State Farm costs young drivers $2,209 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Westwood
State Farm gave the largest car insurance discounts to married couples, averaging $585 saved each year compared to an average Westwood couple's premiums.
The cheapest car insurance in Westwood for drivers with bad credit
The best Westwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Westwood
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Westwood driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Westwood, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Westwood
What Influences the Cost of Car Insurance in Westwood?
On average, car insurance in Westwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Westwood is 36 minutes, which is far more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Westwood are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Westwood has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Westwood is $111 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Barnum: Insurance costs 1.80% less
- Barnum West: Insurance costs 3.65% less
- Mar Lee: Insurance costs 2.55% less
- Valverde: Insurance costs 1.41% less
- Athmar Park: Insurance costs 2.95% less
- South Alameda: Insurance costs 4.58% less
- Ruby Hill: Insurance costs 0.66% more
- Villa Park: Insurance costs 0.40% less
- North Alameda: Insurance costs 6.16% less
- Lasley: Insurance costs 7.57% less
Neighborhoods with Similar Populations
- Lowell: Insurance costs 1.32% less
- Ottawa: Insurance costs 46.79% less
- North Westminster: Insurance costs 11.18% less
- New Tacoma: Insurance costs 24.60% less
- Nestor: Insurance costs 12.32% less
- Mountain View San Diego: Insurance costs 4.23% less
- Morningside Park: Insurance costs 14.48% more
- Mid City South: Insurance costs 45.69% more
- Marshbrooke: Insurance costs 38.03% less
- Mariposa: Insurance costs 12.90% more