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Get Cheap Car Insurance in North Alameda, Lakewood, CO
We monitor insurance prices, helping the average driver in North Alameda save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Alameda
The chart below shows the cheapest car insurance company in North Alameda for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| North Alameda Insurer | Monthly Cost |
|---|---|
| State Farm | $73 |
| Bristol West | $86 |
| Safeco Insurance | $87 |
| Geico | $90 |
Savings for Every Kind of North Alameda Driver
Based on our extensive insurance data, we know the average North Alameda driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $457 per year by choosing the right vehicle insurance company. Some North Alameda residents are paying out over $2,132 extra every year for auto insurance in North Alameda. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Alameda, Lakewood, CO Savings / Yr. |
|---|---|
$457 |
|
$814 |
|
$655 |
|
$701 |
|
$2,073 |
|
$549 |
|
$804 |
North Alameda Car Insurance vs. Lakewood
People living in North Alameda pay an average of 12.81% more than the typical driver in the state. The average driver in North Alameda can expect to pay about $1,245 per year, or $2,132 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in North Alameda for most people.
Car Insurance Prices by North Alameda Neighborhood
Insurance Prices
Where is insurance cheapest within North Alameda?
The map shows insurance prices in and around North Alameda, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $264 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,279 to a low of $2,015. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of North Alameda.Pick the Best Car Insurance Company for You in North Alameda
The best car insurance provider for most drivers in North Alameda
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $457 over the average North Alameda car insurance company.
The best car insurance provider for North Alameda drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $814 over the competition.
The best car insurance company for North Alameda drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $655 better than other car insurance companies.
The best auto insurance for North Alameda drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $701 less each year.
The least expensive car insurance company for new and young drivers in North Alameda
In North Alameda, State Farm costs young drivers $2,073 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Alameda
State Farm gave the largest car insurance discounts to married couples, averaging $549 saved each year compared to an average North Alameda couple's premiums.
The cheapest car insurance in North Alameda for drivers with bad credit
The best North Alameda car insurance company for customer service
Nationwide was the best company for customer service in North Alameda according to the NAIC.
Recent price drops
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The cheapest large national provider in North Alameda
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Alameda driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Alameda, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around North Alameda
What Influences the Cost of Car Insurance in North Alameda?
On average, car insurance in North Alameda is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Alameda is 33 minutes, which is a little more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Alameda are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- North Alameda has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Alameda is $104 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Alameda: Insurance costs 1.69% more
- Molholm Two Creeks: Insurance costs 1.13% more
- Barnum West: Insurance costs 2.67% more
- Villa Park: Insurance costs 6.14% more
- Spivak: Insurance costs 0.89% more
- Westwood: Insurance costs 6.57% more
- Barnum: Insurance costs 4.64% more
- Lasley: Insurance costs 1.50% less
- Eiber: Insurance costs 1.74% less
- West Colfax: Insurance costs 6.14% more
Neighborhoods with Similar Populations
- Audubon Place: Insurance costs 26.13% less
- Belfair: Insurance costs 72.98% more
- Birchwood: Insurance costs 33.54% less
- Birdland Neighbors: Insurance costs 7.04% less
- Bivins Addition: Insurance costs 9.62% less
- Briarcliffe: Insurance costs 30.96% less
- Estrella-Goodyear: Insurance costs 13.74% less
- Carson Heights: Insurance costs 41.28% less
- Castlemont: Insurance costs 13.98% more
- Cazenovia Park: Insurance costs 9.43% more