Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Fruitvale Station, Oakland, CA
We monitor insurance prices, helping the average driver in Fruitvale Station save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Fruitvale Station
The chart below shows the cheapest car insurance company in Fruitvale Station for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Fruitvale Station Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| Geico | $69 |
| Progressive | $74 |
| Travelers | $77 |
Savings for Every Kind of Fruitvale Station Driver
Based on our extensive insurance data, we know the average Fruitvale Station driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $783 per year by choosing the right vehicle insurance company. Some Fruitvale Station residents are paying out over $2,450 extra every year for auto insurance in Fruitvale Station. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fruitvale Station, Oakland, CA Savings / Yr. |
|---|---|
$783 |
|
$1,435 |
|
$1,135 |
|
$1,993 |
|
$1,024 |
|
$444 |
|
$0 |
Fruitvale Station Car Insurance vs. Oakland
People living in Fruitvale Station pay an average of 22.00% more than the typical driver in the state. The average driver in Fruitvale Station can expect to pay about $1,147 per year, or $2,450 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Fruitvale Station for most people.
Car Insurance Prices by Fruitvale Station Neighborhood
Insurance Prices
Where is insurance cheapest within Fruitvale Station?
The map shows insurance prices in and around Fruitvale Station, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $394 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,564 to a low of $2,170. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Fruitvale Station.Pick the Best Car Insurance Company for You in Fruitvale Station
The best car insurance provider for most drivers in Fruitvale Station
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $783 over the average Fruitvale Station car insurance company.
The best car insurance provider for Fruitvale Station drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,435 over the competition.
The best car insurance company for Fruitvale Station drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,135 better than other car insurance companies.
The best auto insurance for Fruitvale Station drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,993 less each year.
The least expensive car insurance company for new and young drivers in Fruitvale Station
In Fruitvale Station, State Farm costs young drivers $1,024 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fruitvale Station
Progressive gave the largest car insurance discounts to married couples, averaging $444 saved each year compared to an average Fruitvale Station couple's premiums.
The cheapest car insurance in Fruitvale Station for drivers with bad credit
The best Fruitvale Station car insurance company for customer service
Nationwide was the best company for customer service in Fruitvale Station according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Fruitvale Station, which was better than other insurers.
The cheapest large national provider in Fruitvale Station
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Fruitvale Station driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fruitvale Station, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Fruitvale Station
What Influences the Cost of Car Insurance in Fruitvale Station?
On average, car insurance in Fruitvale Station is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fruitvale Station is 39 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fruitvale Station are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Fruitvale Station is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fruitvale Station is $96 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Jingletown: Insurance costs 4.41% less
- Reservoir Hills: Insurance costs 2.20% less
- Allendale: Insurance costs 2.29% less
- Melrose: Insurance costs 3.88% less
- Rancho San Antonio: Insurance costs 0.33% more
- Lynn-Highland Park: Insurance costs 4.94% less
- Fernside: Insurance costs 14.16% less
- Highland Terrace: Insurance costs 3.51% less
- Dimond: Insurance costs 7.67% less
- Laurel: Insurance costs 7.22% less
Neighborhoods with Similar Populations
- Cathedral Park: Insurance costs 26.12% less
- Oceanway: Insurance costs 0.53% less
- Downtown Brooklyn: Insurance costs 22.90% more
- Lawndale: Insurance costs 31.67% less
- South 48th Street: Insurance costs 42.29% less
- Shawnee: Insurance costs 10.37% more
- Spenard: Insurance costs 38.90% less
- Northwest Akron: Insurance costs 52.49% less
- North Deering: Insurance costs 60.29% less
- Muscoy: Insurance costs 6.45% less