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Get Cheap Car Insurance in South 48th Street, Lincoln, NE
We monitor insurance prices, helping the average driver in South 48th Street save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in South 48th Street
The chart below shows the cheapest car insurance company in South 48th Street for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| South 48th Street Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $35 |
| American Family Insurance | $40 |
| State Farm | $40 |
| Progressive | $49 |
Savings for Every Kind of South 48th Street Driver
Based on our extensive insurance data, we know the average South 48th Street driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $555 per year by choosing the right vehicle insurance company. Some South 48th Street residents are paying out over $1,414 extra every year for auto insurance in South 48th Street. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South 48th Street, Lincoln, NE Savings / Yr. |
|---|---|
$555 |
|
$418 |
|
$392 |
|
$304 |
|
$1,342 |
|
$161 |
|
$742 |
South 48th Street Car Insurance vs. Lincoln
People living in South 48th Street pay an average of 0.83% less than the typical driver in the state. The average driver in South 48th Street can expect to pay about $580 per year, or $1,414 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South 48th Street for most people.
Car Insurance Prices by South 48th Street Neighborhood
Insurance Prices
Where is insurance cheapest within South 48th Street?
The map shows insurance prices in and around South 48th Street, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $140 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,484 to a low of $1,344. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of South 48th Street.Pick the Best Car Insurance Company for You in South 48th Street
The best car insurance provider for most drivers in South 48th Street
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $555 over the average South 48th Street car insurance company.
The best car insurance provider for South 48th Street drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $418 over the competition.
The best car insurance company for South 48th Street drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for South 48th Street drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $304 less each year.
The least expensive car insurance company for new and young drivers in South 48th Street
In South 48th Street, Farmers Mutual of Nebraska costs young drivers $1,342 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South 48th Street
Nationwide gave the largest car insurance discounts to married couples, averaging $161 saved each year compared to an average South 48th Street couple's premiums.
The cheapest car insurance in South 48th Street for drivers with bad credit
The best South 48th Street car insurance company for customer service
Nationwide was the best company for customer service in South 48th Street according to the NAIC.
Recent price drops
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The cheapest large national provider in South 48th Street
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average South 48th Street driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South 48th Street, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around South 48th Street
What Influences the Cost of Car Insurance in South 48th Street?
On average, car insurance in South 48th Street is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South 48th Street is 22 minutes, which is about the national average for a driver in the city.
- Nebraska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South 48th Street are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- South 48th Street is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South 48th Street is $48 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Greater South: Insurance costs 1.56% less
- 40th and A: Insurance costs 1.06% less
- Country Club: Insurance costs 0.57% less
- Colonial Hills: Insurance costs 3.75% less
- Woods Park: Insurance costs 1.06% more
- Indian Village: Insurance costs 0.85% more
- Near South: Insurance costs 6.44% more
- Cripple Creek: Insurance costs 2.26% less
- Hartley: Insurance costs 4.10% more
- Family Acres: Insurance costs 2.19% less
Neighborhoods with Similar Populations
- Alderwood Manor: Insurance costs 16.12% more
- Cleveland Park: Insurance costs 55.02% more
- Shawnee: Insurance costs 91.23% more
- Airport North: Insurance costs 109.26% more
- Mission-Garin: Insurance costs 57.28% more
- Moanalua: Insurance costs 2.69% less
- Muscoy: Insurance costs 62.09% more
- Near Southside: Insurance costs 1.13% less
- Northwest Akron: Insurance costs 17.68% less
- Oceanway: Insurance costs 72.35% more