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Get Cheap Car Insurance in Colonial Hills, Lincoln, NE
We monitor insurance prices, helping the average driver in Colonial Hills save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Colonial Hills
The chart below shows the cheapest car insurance company in Colonial Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Colonial Hills Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $34 |
| American Family Insurance | $39 |
| State Farm | $39 |
| Progressive | $47 |
Savings for Every Kind of Colonial Hills Driver
Based on our extensive insurance data, we know the average Colonial Hills driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $535 per year by choosing the right vehicle insurance company. Some Colonial Hills residents are paying out over $1,361 extra every year for auto insurance in Colonial Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colonial Hills, Lincoln, NE Savings / Yr. |
|---|---|
$535 |
|
$402 |
|
$377 |
|
$293 |
|
$1,292 |
|
$155 |
|
$714 |
Colonial Hills Car Insurance vs. Lincoln
People living in Colonial Hills pay an average of 4.53% less than the typical driver in the state. The average driver in Colonial Hills can expect to pay about $559 per year, or $1,361 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Colonial Hills for most people.
Car Insurance Prices by Colonial Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Colonial Hills?
The map shows insurance prices in and around Colonial Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $40 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,395 to a low of $1,355. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Colonial Hills.Pick the Best Car Insurance Company for You in Colonial Hills
The best car insurance provider for most drivers in Colonial Hills
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $535 over the average Colonial Hills car insurance company.
The best car insurance provider for Colonial Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $402 over the competition.
The best car insurance company for Colonial Hills drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $377 better than other car insurance companies.
The best auto insurance for Colonial Hills drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $293 less each year.
The least expensive car insurance company for new and young drivers in Colonial Hills
In Colonial Hills, Farmers Mutual of Nebraska costs young drivers $1,292 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colonial Hills
Nationwide gave the largest car insurance discounts to married couples, averaging $155 saved each year compared to an average Colonial Hills couple's premiums.
The cheapest car insurance in Colonial Hills for drivers with bad credit
The best Colonial Hills car insurance company for customer service
Nationwide was the best company for customer service in Colonial Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Colonial Hills
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Colonial Hills driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colonial Hills, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Colonial Hills
What Influences the Cost of Car Insurance in Colonial Hills?
On average, car insurance in Colonial Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Colonial Hills is 22 minutes, which is about the national average for a driver in the city.
- Nebraska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colonial Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Colonial Hills is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Colonial Hills is $47 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Family Acres: Insurance costs 1.62% more
- South 48th Street: Insurance costs 3.89% more
- Cripple Creek: Insurance costs 1.54% more
- Greater South: Insurance costs 2.28% more
- Country Club: Insurance costs 3.31% more
- 40th and A: Insurance costs 2.79% more
- Indian Village: Insurance costs 4.78% more
- Woods Park: Insurance costs 5.00% more
- Near South: Insurance costs 10.58% more
- Meadowlane: Insurance costs 3.60% more
Neighborhoods with Similar Populations
- Altamont: Insurance costs 53.78% more
- Wahneta: Insurance costs 104.19% more
- Menominee South: Insurance costs 18.88% less
- East Village: Insurance costs 83.76% more
- East Harriet: Insurance costs 29.68% more
- McGilvra: Insurance costs 23.66% more
- Duclay Forest: Insurance costs 101.62% more
- Meadows: Insurance costs 134.75% more
- Downtown Newman: Insurance costs 46.95% more
- El Cerrito: Insurance costs 60.69% more