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Get Cheap Car Insurance in Oceanway, Jacksonville, FL
We monitor insurance prices, helping the average driver in Oceanway save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Oceanway
The chart below shows the cheapest car insurance company in Oceanway for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Oceanway Insurer | Monthly Cost |
|---|---|
| Geico | $116 |
| State Farm | $123 |
| Gainsco | $161 |
| Bristol West | $161 |
Savings for Every Kind of Oceanway Driver
Based on our extensive insurance data, we know the average Oceanway driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $713 per year by choosing the right vehicle insurance company. Some Oceanway residents are paying out over $2,437 extra every year for auto insurance in Oceanway. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oceanway, Jacksonville, FL Savings / Yr. |
|---|---|
$713 |
|
$1,047 |
|
$805 |
|
$797 |
|
$2,532 |
|
$692 |
|
$1,008 |
Oceanway Car Insurance vs. Jacksonville
People living in Oceanway pay an average of 7.75% less than the typical driver in the state. The average driver in Oceanway can expect to pay about $2,225 per year, or $2,437 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Oceanway for most people.
Car Insurance Prices by Oceanway Neighborhood
Insurance Prices
Where is insurance cheapest within Oceanway?
The map shows insurance prices in and around Oceanway, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $218 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,529 to a low of $2,311. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Oceanway.Pick the Best Car Insurance Company for You in Oceanway
The best car insurance provider for most drivers in Oceanway
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $713 over the average Oceanway car insurance company.
The best car insurance provider for Oceanway drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,047 over the competition.
The best car insurance company for Oceanway drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $805 better than other car insurance companies.
The best auto insurance for Oceanway drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $797 less each year.
The least expensive car insurance company for new and young drivers in Oceanway
In Oceanway, Geico costs young drivers $2,532 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oceanway
Geico gave the largest car insurance discounts to married couples, averaging $692 saved each year compared to an average Oceanway couple's premiums.
The cheapest car insurance in Oceanway for drivers with bad credit
The best Oceanway car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oceanway
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oceanway driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oceanway, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Oceanway
What Influences the Cost of Car Insurance in Oceanway?
On average, car insurance in Oceanway is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Oceanway is 28 minutes, which is a little less than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oceanway are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Oceanway is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Oceanway is $185 per month for minimum coverage and $203 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Duval: Insurance costs 3.94% more
- The Cape: Insurance costs 3.04% less
- Turtle Creek: Insurance costs 9.03% more
- Pecan Park: Insurance costs 1.48% less
- Highlands: Insurance costs 17.15% more
- Charter Point: Insurance costs 12.27% more
- Biscayne: Insurance costs 0.25% more
- Woodmere: Insurance costs 10.09% more
- Panama Park: Insurance costs 12.60% more
- University Park-Jacksonville: Insurance costs 13.42% more
Neighborhoods with Similar Populations
- Fenton Area: Insurance costs 21.46% less
- Beresford: Insurance costs 15.26% less
- Yorkshire: Insurance costs 42.14% less
- University District: Insurance costs 25.40% less
- Union Square: Insurance costs 22.77% less
- Spenard: Insurance costs 38.57% less
- South 48th Street: Insurance costs 41.98% less
- Shawnee: Insurance costs 10.96% more
- Seventh Avenue: Insurance costs 0.78% more
- Prospect Park: Insurance costs 22.36% less