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Get Cheap Car Insurance in Fenton Area, Fenton, MO
We monitor insurance prices, helping the average driver in Fenton Area save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Fenton Area
The chart below shows the cheapest car insurance company in Fenton Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Fenton Area Insurer | Monthly Cost |
|---|---|
| State Farm | $73 |
| Travelers | $73 |
| Safeco Insurance | $74 |
| Clearcover | $79 |
Savings for Every Kind of Fenton Area Driver
Based on our extensive insurance data, we know the average Fenton Area driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $516 per year by choosing the right vehicle insurance company. Some Fenton Area residents are paying out over $1,914 extra every year for auto insurance in Fenton Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fenton Area, Fenton, MO Savings / Yr. |
|---|---|
$516 |
|
$720 |
|
$659 |
|
$737 |
|
$1,556 |
|
$402 |
|
$616 |
Fenton Area Car Insurance vs. Fenton
People living in Fenton Area pay an average of 6.26% more than the typical driver in the state. The average driver in Fenton Area can expect to pay about $1,178 per year, or $1,914 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Fenton Area for most people.
Car Insurance Prices by Fenton Area Neighborhood
Insurance Prices
Where is insurance cheapest within Fenton Area?
The map shows insurance prices in and around Fenton Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $136 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,960 to a low of $1,824. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northwest parts of Fenton Area.Pick the Best Car Insurance Company for You in Fenton Area
The best car insurance provider for most drivers in Fenton Area
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $516 over the average Fenton Area car insurance company.
The best car insurance provider for Fenton Area drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $720 over the competition.
The best car insurance company for Fenton Area drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $659 better than other car insurance companies.
The best auto insurance for Fenton Area drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $737 less each year.
The least expensive car insurance company for new and young drivers in Fenton Area
In Fenton Area, Travelers costs young drivers $1,556 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fenton Area
State Farm gave the largest car insurance discounts to married couples, averaging $402 saved each year compared to an average Fenton Area couple's premiums.
The cheapest car insurance in Fenton Area for drivers with bad credit
The best Fenton Area car insurance company for customer service
Nationwide was the best company for customer service in Fenton Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Fenton Area
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fenton Area driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fenton Area, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Fenton Area
What Influences the Cost of Car Insurance in Fenton Area?
On average, car insurance in Fenton Area is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fenton Area is 32 minutes, which is far more than average for a driver in the city.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fenton Area are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Fenton Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fenton Area is $98 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Saint Louis Hills: Insurance costs 3.76% more
- Boulevard Heights: Insurance costs 4.96% more
- Princeton Heights: Insurance costs 5.59% more
- Lindenwood Park: Insurance costs 2.09% more
- South Hampton: Insurance costs 6.48% more
- Holly Hills: Insurance costs 8.57% more
- Carondelet: Insurance costs 12.17% more
- Bevo Mill: Insurance costs 13.79% more
- North Hampton: Insurance costs 6.27% more
- Clifton Heights: Insurance costs 3.08% more
Neighborhoods with Similar Populations
- Pleasant Ridge: Insurance costs 35.79% less
- Glen Park: Insurance costs 20.69% less
- Ormewood Park-East Atlanta: Insurance costs 10.24% more
- Arlington: Insurance costs 20.11% more
- Alamedan Valley: Insurance costs 13.95% less
- Mandarin Station-Losco: Insurance costs 33.07% more
- Tall Timbers: Insurance costs 112.28% more
- Samoset: Insurance costs 44.36% more
- West Ward: Insurance costs 19.64% less
- Mar Lee: Insurance costs 15.67% more