Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Yorkshire, Charlotte, NC
We monitor insurance prices, helping the average driver in Yorkshire save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Yorkshire
The chart below shows the cheapest car insurance company in Yorkshire for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Yorkshire Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $54 |
| Erie Insurance | $54 |
| Farm Bureau | $57 |
| Progressive | $61 |
Savings for Every Kind of Yorkshire Driver
Based on our extensive insurance data, we know the average Yorkshire driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $271 per year by choosing the right vehicle insurance company. Some Yorkshire residents are paying out over $1,410 extra every year for auto insurance in Yorkshire. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Yorkshire, Charlotte, NC Savings / Yr. |
|---|---|
$271 |
|
$589 |
|
$429 |
|
$1,094 |
|
$812 |
|
$327 |
|
$491 |
Yorkshire Car Insurance vs. Charlotte
People living in Yorkshire pay an average of 12.79% more than the typical driver in the state. The average driver in Yorkshire can expect to pay about $845 per year, or $1,410 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Yorkshire for most people.
Car Insurance Prices by Yorkshire Neighborhood
Insurance Prices
Where is insurance cheapest within Yorkshire?
The map shows insurance prices in and around Yorkshire, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $106 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,472 to a low of $1,366. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Yorkshire.Pick the Best Car Insurance Company for You in Yorkshire
The best car insurance provider for most drivers in Yorkshire
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $271 over the average Yorkshire car insurance company.
The best car insurance provider for Yorkshire drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $589 over the competition.
The best car insurance company for Yorkshire drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $429 better than other car insurance companies.
The best auto insurance for Yorkshire drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,094 less each year.
The least expensive car insurance company for new and young drivers in Yorkshire
In Yorkshire, State Farm costs young drivers $812 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Yorkshire
Erie Insurance gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average Yorkshire couple's premiums.
The cheapest car insurance in Yorkshire for drivers with bad credit
The best Yorkshire car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Yorkshire, which was better than other insurers.
The cheapest large national provider in Yorkshire
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Yorkshire driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Yorkshire, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Yorkshire
What Influences the Cost of Car Insurance in Yorkshire?
On average, car insurance in Yorkshire is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Yorkshire is 36 minutes, which is far more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Yorkshire are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Yorkshire is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Yorkshire is $70 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Steele Creek: Insurance costs 0.43% less
- Harbor House: Insurance costs 0.92% more
- Westinghouse: Insurance costs 1.99% less
- Griers Fork: Insurance costs 1.35% more
- Olde Whitehall: Insurance costs 6.38% less
- Yorkmount: Insurance costs 1.84% less
- Sterling: Insurance costs 1.35% more
- Montclaire South: Insurance costs 8.79% more
- Starmount Forest-Charlotte: Insurance costs 2.91% more
- Park Crossing: Insurance costs 7.73% less
Neighborhoods with Similar Populations
- College Hill: Insurance costs 71.21% more
- Lawndale: Insurance costs 18.72% more
- University District: Insurance costs 28.94% more
- Union Square: Insurance costs 33.48% more
- Spenard: Insurance costs 6.17% more
- South 48th Street: Insurance costs 0.28% more
- Shawnee: Insurance costs 91.77% more
- Seventh Avenue: Insurance costs 74.18% more
- Prospect Park: Insurance costs 34.18% more
- Phoebus: Insurance costs 8.58% less